here I would be giving you details on how to Harness the Power of Scotia Rewards. Scotia Rewards is a loyalty program of Scotia bank that rewards you for using your eligible Scotiabank credit cards. Earn points for everyday purchases, and redeem them for travel, merchandise, gift cards, and more.
It’s easy to get started. Simply sign up for a Scotia Rewards account and link your eligible Scotiabank credit card. You’ll start earning points with your first purchase.
Before showing you exactly how to do that, let’s get more information about Scotia Rewards.
How to Earn Scotia Rewards Points
To earn points from Scotia rewards, you need a scotia Rewards-affiliated credit card. The Scotiabank has you covered with at least 8 credit cards and 1 debit card that can accumulate rewards points. The cards offered here are wonderful cards and some with no annual fees.
You can earn points with every eligible purchase you make using your Scotia Rewards credit card. Points are earned based on the type of purchase and the amount spent. You can also earn points with select partners.
You can also earn bonus points by signing up for special offers and promotions. These offers are updated regularly, so be sure to check back often.
Scotiabank Passport VISA Infinite
As previously stated, Scotiabank offers eight credit cards that allow you to earn Scotia Rewards points. With so many options, I’ve decided to highlight the Scotiabank Passport Visa Infinite, which provides the best overall value.
This premium credit card comes with a generous 30,000 Rewards point Welcome Bonus. This is the equivalent of $300 in travel and is available to all new cardholders who charge $1000 to the card within the first three months.
With the Scotiabank Passport Visa Infinite, you’ll earn two Scotia Rewards points for every dollar spent on groceries, restaurants, and other forms of entertainment, as well as on daily transportation. All other purchases will earn you 1 reward point. This is advantageous over no-fee cards, which do not have a point multiplier.
In addition to earning points, this credit card provides free airport lounge access through Priority Pass, as well as six free passes per year. This is a fantastic benefit for frequent travelers.
Features of the Scotiabank Passport VISA Infinite
Here are some of the major features of this package;
- 30,000 Scotia Rewards Points (worth $300) as a welcome bonus
- Every dollar spent on groceries, restaurants, entertainment, and public transportation earns you two points.
- All other, everyday purchases earn you 1 point.
- Priority Pass membership is included, with six complimentary passes per year.
- There is no foreign currency transaction fee.
- There is an annual fee.
- Minimum household income requirement ($60,000/$100,000)
- 1 free supplementary card.
- Concierge Service Available Around the Clock
- There are 12 different types of travel and purchase insurance included.
The Worth of Scotia Reward Point
Knowing how much your points are worth is entirely dependent on how you intend to use them. You’ll get the most bang for your buck when you redeem your points for travel. 100 points = $1, 1000 points = $10, 10,000 points = $100, and so on.
Points lose value when redeemed for merchandise (with a few exceptions), account credit, or charitable donations. A $100 gift card to Boston Pizza, for example, costs 13,400 points. In this case, the gift card is 34% more expensive than redeeming for travel.
While the flexibility is very appealing, if you don’t intend to use your Scotia Rewards for travel, you might be better off opting for a premium cash-back credit card from Scotiabank or another provider to maximize your reward-earning power. If this is of interest to you, please see my post on the best cash-back credit cards in Canada.
Redeeming Scotia Rewards Points
Once you have earned enough points, you can redeem them for a variety of rewards. Options include travel, merchandise, gift cards, and more. Redemptions can be made online or over the phone.
You can also use your points to pay for purchases at select retailers. Simply select the ‘pay with points’ option at checkout to use your points to pay for your purchase.
With the Scotiabank Passport Visa Infinite, you’ll earn two Scotia Rewards points for every dollar spent on groceries, restaurants, and other forms of entertainment, as well as on daily transportation. All other purchases will earn you 1 reward point. This is advantageous over no-fee cards, which do not have a point multiplier.
In addition to earning points, this credit card provides free airport lounge access through Priority Pass, as well as six free passes per year. This is a fantastic benefit for frequent travelers.
Scotia Rewards Travel
Scotiabank makes it very simple to exchange points for travel. This is also how you will get the most Rewards for your Money. Similar to other banks’ travel rewards programs, you can use your Scotiabank points to book flights, hotels, cruises, car rentals, and more. Because Scotia Rewards is not affiliated with any specific travel provider, you have the most flexibility when booking your next trip.
Options to Redeem Scotia Rewards for Travel
You can redeem your travel points in two different ways which are;
Scotia Rewards Travel Service
Scotia Rewards Travel Service is the full-service travel agency of Scotiabank. They provide several advantages when you book your travel through them directly. To begin, you will be eligible for special offers on flights, car rentals, hotels, and vacation packages.
They make it simple to find the most recent deals on their website. They also provide a price match guarantee on airfare, subject to certain conditions.
Scotia Rewards Travel Service is only available to customers who use Scotia Rewards points; you cannot use points from other loyalty programs such as Air Miles or Aeroplan. You can charge the entire cost of your trip to your Scotiabank credit card or split the cost between your credit card and your Rewards points redemption.
Apply Points to Travel
With so many options, many people prefer to book their travel. As a result, Scotia Rewards allows you to redeem points for travel booked through a different provider, as long as the purchase was charged to your Scotia Rewards affiliated credit card.
The procedure is simple. Simply use your Scotia Rewards-affiliated credit card to book an eligible flight, hotel, car rental, cruise, or vacation package. After that, you have 12 months from the date of purchase to redeem your points for the booking.
Managing Your Scotia Rewards Account
You can easily manage your Scotia Rewards account online. You can view your points balance, redeem points, and check your rewards history. You can also set up notifications to remind you when you have earned enough points to redeem.
You can also manage your account on the go with the Scotia Rewards mobile app. The app allows you to view your points balance, redeem points, and check your rewards history. You can also use the app to find nearby retailers where you can use your points to pay for purchases.
However, take a look at the process for logging into your account.
Scotia Rewards Login
The login process is very simple, all you need are the official login details for your account and a very good internet connection.
How to Login to Scotia Rewards Online
Follow the steps below to successfully log in to your Scotia rewards online account if you have one.
- Go to the official login page of Scotia rewards i.e scotiaonline.scotiabank.com
- When you get there, input your username and your password.
- After that, click “login”.
How to Sign Up for Scotia Online
If you do not yet have a Scotia Online account, the process of creating it is very simple.
How to Create a Scotia Online Account
Follow the steps below to create an account.
- First, go to the official login page; scotiaonline.scotiabank.com
- When you get to the page, click on the link that says “set them up now”
- On the new page, you will be given a set of numbers to call to help you set up your account.
The Scotia Rewards Program
The Scotia Rewards program is a great way to get rewarded for using your eligible Scotiabank credit cards. Earn points for everyday purchases, and redeem them for travel, merchandise, gift cards, and more.
It’s easy to get started and manage your account. Sign up for a Scotia Rewards account and link your eligible Scotiabank credit card. You’ll start earning points with your first purchase. You can also manage your account online and on the go with the Scotia Rewards mobile app.
Frequently Asked Questions
Should I Sign Up for Scotia Rewards?
Collecting points, while you spend, does not have to be expensive, and with so many ways to redeem points, there is truly something for everyone.
If you’re not a customer but enjoy collecting credit card rewards points, the Scotia Passport Visa Infinite card is a must-have. It truly is one of the best travel credit cards on the market today.
What can Scotia Rewards be used for?
You can make purchases with any eligible Scotiabank payment card. You can pay for gas and groceries and the latest gadgets and use your scene points to offset costs later.
Can I Use My Rewards Points to Pay My Bill?
Accumulated reward points on some cards can be applied to your next credit card payment. In some cases, you can request your reward points as cash payment via check or direct deposit, which you can then use to pay your next credit card payment.
Conclusion
The Scotia Rewards program is a great way to get rewarded for using your eligible Scotiabank credit cards. Earn points for everyday purchases, and redeem them for travel, merchandise, gift cards, and more.
It’s easy to get started and manage your account. Sign up for a Scotia Rewards account and link your eligible Scotiabank credit card. You’ll start earning points with your first purchase. You can also manage your account online and on the go with the Scotia Rewards mobile app.
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