Destiny Mastercard is an unsecured credit card for those with less than perfect credit. Because the card is unsecured, it does not require a security deposit.
If you are looking forward to building your credit, this card is the right match for you. This card also comes with other benefits which you will discover as you read on.
Destiny Mastercard
The Destiny Unsecured Mastercard is a good option for those that are interested in building their credit. You can qualify for this card with bad credit but you need to prequalify. This credit card is by the First Electronic Bank. D Genesis FS Card Services the card also.
Below, you will find more information about the Destiny Credit Card which will help you determine whether or not you should apply for it.
Destiny Mastercard Reviews
Although the Destiny Mastercard is unsecured, it does not reward cardholders for making purchases. However, this shouldn’t be an issue if you don’t care much about rewards credit cards. It is also a good credit card option for those with a bankruptcy on their credit report.
One advantage of the card is that you can check if you prequalify for the card before you apply. This will help you know if you’re eligible for the card. The design of the card is also customizable. The Destiny Master Credit Card comes with an annual fee.
This fee however depends on the credit profile of the applicants. Fees are also charged for cash advances, late payments, returned payments, and over limits.
No introductory bonus is issued to cardholders. With this card, cardholders enjoy theft protection and Zero liability protection with their cards. This means that cardholders will not be held responsible for unauthorized purchases made with their cards.
Destiny Mastercard Prequalify
Destiny carries out a prequalification for interested applicants. You can request prequalification online without affecting your credit score. Also, note that getting prequalified for the card does not automatically mean you will be approved for it.
The next section of this article will guide you on how to check for Destiny Mastercard Prequalification.
How to Check for Destiny Mastercard Prequalification Online
To check if you are qualified for a Destiny Credit card online, follow the steps below:
- Open a web browser on your internet-connected device.
- Enter the URL www.destinycard.com into the search bar.
- You can read through the card details on the page.
- Click on “Prequalify Now”.
- On the opened page, fill out your “Name”, “Address”, “Email” and “Phone Number”.
- Also provide your “Date of Birth” and “Social Security Number”.
Follow the rest prompts on your screen to complete the process. If you pre-qualify for the card, you will receive a mail offer containing an application code to complete the application.
Destiny Mastercard Application
Having known this much about the Destiny Credit Card, you may be interested in applying for one. Since the credit card is a great tool for improving credit worthiness, you can qualify for it with poor or bad credit.
However, you need to prequalify for the card before you apply for it online. If you have not checked for the Destiny Mastercard prequalification, follow the guide in this article to do so.
To apply for this card, you need to be at least 18 years of age. Also, you need a valid Social Security Number, physical address, and a US IP address to apply for the card. Your income and debt and identity will also be verified during the process.
How to Apply for Destiny Mastercard Online
To apply for the Mastercard online, follow the steps below:
- Open a web browser on a device connected to the internet.
- Enter the URL www.destinycard.com into the search bar.
- To learn more about the card, you can read through the details on the page.
- Scroll down the page and click on the “Apply Today” button.
- Fill out the “Application Code” and “Zip Code” given to you in the mail offer.
- Click on “Get Started”.
After this, you will be redirected to a new page where you can complete the card application process. If you don’t have an application code yet, you can click on the “Find your code here” link to get yours.
Destiny Mastercard Sign Up
When you sign up for a Destiny Credit Card Account, you can easily manage your card from the comfort of your home or office. Your account is very secure and it gives you access to view your card balance and carry out other transactions. Don’t know how to sign up for your account? Read on to learn how.
How to Sign Up for Destiny Mastercard Account Online
To create an account for your credit card, follow the steps below:
- Visit the credit card website with the URL destiny.myfinanceservice.com
- Choose “Register Your Account”.
- Fill out your “Card Number”, “Date of Birth” and “Social Security Number”.
- Click on “Continue to Next Step”.
Some prompts will be displayed on your screen, follow them to complete the account sign-up process.
Destiny Master Card Activation
If your application for the Destiny Card is approved, you will be sent the card in the mail within 14 business days. You cannot use this card for transactions until it has been activated.
You can activate this card over the phone by calling Destiny customer service. The easiest and fastest method of activating your card is to do so online. Read on to learn how to do this.
How to Activate Destiny Mastercard Online
The steps below will help you activate your Destiny Mastercard online:
- Connect your device to the internet.
- Enter the URL destiny.myfinanceservice.com to visit the Destiny Mastercard Login page.
- Provide your account “Username” and “Password”.
- Click on “Login”.
- When you access your account, click on “Cards” on the dashboard.
Follow the prompts on your screen to provide your card number and successfully activate the card.
Destiny Mastercard Log In
When you are logged in to your account online, you can carry out different transactions. With your account, you can make payments, set automatic payments, check your card balance and carry out other transactions. To get a detailed guide on Destiny Mastercard Login, read on.
How to Login to your Destiny Mastercard Account
To access your account online, follow the steps below:
- Go to the Destiny Mastercard login page with the URL destiny.myfinanceservice.com
- Provide your account “Username” and “Password”.
- Click on “Login”.
Having done this, you will be logged into your credit card account online. You can click on the “Forgot your Username or Password?” to recover any of your forgotten login details.
How to Reset Destiny Mastercard Account Password
If you can’t remember your Destiny Mastercard account password, you can easily reset it online. To do this, follow the steps below:
- Visit the login page with the URL destiny.myfinanceservice.com
- Under the Login form, click on “Forgot your Username or Password?”.
- You will be redirected to a new page, Fill out your “User Name”, “Last 4 digits of SSN”, “Date of Birth” and “Social Security Number”.
- Click on “Reset Password”.
Some prompts will be displayed on your screen, follow them to successfully reset your account login password.
How to Reset Destiny Mastercard Account Username
Did you forget your Destiny Mastercard account username? If yes, follow the guide below to reset it:
- Connect your device to the internet and visit the URL destiny.myfinanceservice.com/Account/ForgotPassword
- Scroll down to “Forgot Username”.
- Provide your “Card Account Number”, “Date of Birth” and “Social Security Number”.
- Click on “Request Username”.
With this, you will be able to reset your Destiny Mastercard account username online.
Destiny Mastercard Account Agreement
The Destiny Mastercard account agreement is the terms and conditions attached to the Destiny Mastercard. This cardholder agreement contains important information such as the card interest rate and charges, transaction fees, penalty fees, cardholder agreement and lots more.
Currently, there are 10 Destiny Mastercard account agreements. If you want to learn more about the Destiny Credit Card terms and conditions, you should go through the Mastercard agreements. You can get more details about the agreements on the website destiny.myfinanceservice.com/FiservStaticPages/Agreements
Destiny Card Credit Limit
The credit limit on your Destiny card is the maximum amount you can spend on your card. Since the Credit card is for people with bad credit, you can get a credit limit of at least $300.
The credit limit of each cardholder is determined by their credit profile and you can get a limit increase when you pay your bills in time and in full.
Destiny Mastercard Customer Service
Are you having issues with your Destiny Mastercard? If yes, you should contact Destiny customer service. This customer service unit is open to customers that have issues with their credit card application, activation, payment, and lots more.
To get the correct Destiny Mastercard contact details, go to www.destinycard.com and click on “Customer Service” at the top right corner of the page.
FAQs
Is the Destiny Mastercard Unsecured?
The Destiny credit card is an unsecured credit card. This means that the lender will not ask you to deposit money or any other valuable asset as collateral before you can use the card. This card is a good tool for credit building.
Is the Destiny Mastercard Card Good?
The Destiny credit card is a good option for those that want to build their credit. With poor or bad credit, you can apply for this card. Although, the card does not offer a rewards program. Destiny reports to the three major bureaus and this helps you build credit with time.
How Does Destiny Mastercard help me Build Credit?
As earlier discussed, the Destiny card is a good tool for credit building. But how can you achieve this with the credit card? When you make monthly payments on time, your payment history will be reported to the three major credit bureaus. This will help you build a good payment history and credit with time.
READ ALSO:
- YouTube Music Redesign Finally Comes to iPad
- New Lord of The Rings Game Revealed by Take Two
- How to Turn Your MacBook into An Emergency Wi-Fi Hotspot
- How to Buy Stocks – What are the Best Stocks for Beginners?
- Indigo Unsecured Mastercard Reviews & Login @ www.indigocard.com
- Wayfair Credit Card Login or Apply Online – www.wayfair.com/wayfaircard