As the name implies, the Indigo Unsecured Mastercard is an unsecured credit card for people with poor or no credit. This credit card is owned by Indigo Finance and should be an option for you if you want to build your credit. Want to learn more about this unsecured credit card? Read on.
Indigo Unsecured Mastercard
A secured credit card is a card that requires no security deposit. This means that the lender will not ask you to deposit a sum of money to use the card. The Indigo Credit Card is one of the best options for you if you want to build your credit with no security deposit.
Also, Indigo reports to the three major bureaus which include TransUnion, Equifax, and Experian. Since the card is designed for people with bad credit, you can easily qualify for it.
Indigo Unsecured Mastercard
The Indigo credit card is a good start to credit worthiness. This is because the card is for customers with less than perfect credit. The card comes with an annual fee and this fee is set based on your credit profile. However, the fee ranges from $0 to $99. Also, there is no rewards program attached to the card and the annual Percentage rate is standard. Cardholders also enjoy polite and friendly customer service.
In addition to this, cardholders enjoy fraud protection for stolen or lost cards. If you want to cancel your Indigo Card, you can do so by contacting Indigo customer service. You will also need to pay the monthly fees on your card until the balance is completed if there is any balance on the card.
Indigo Card Prequalify
Before you apply for the Indigo Credit card, you can check if you prequalify. You can carry out this prequalification online within a few minutes. This does not impact your credit score in any way.
Every individual who is interested in getting this card has to pass through the prequalification process as this would help the issuer determine the creditworthiness of the applicant. Although the credit card prequalification indicates that you qualify for the card, it does not mean that you will get approved for it.
How to Check for Indigo Unsecured Mastercard Prequalification
To check if you prequalify for the Indigo card, follow the steps below:
- Open a web browser on your internet-connected device.
- Enter the URL www.indigocard.com into the search bar.
- You can read through the card details on the page.
- Click on “Prequalify Now”.
- On the opened page, fill out your “Name”, “Address”, “Email” and “Phone Number”.
- Also provide your “Date of Birth” and “Social Security Number”.
Submit the form online by clicking on “Pre-Qualify Now”. With this, you will know if you pre-qualify for the card. If you don’t qualify for the Indigo Mastercard, you may be matched with a card that suits your credit profile.
Indigo Unsecured Mastercard Application
Having known this much about the card, you may want to apply for it. When you request a prequalification for the Indigo card, you may be sent a mail offer. This mail offer contains the details you need for the application including the invitation number.
To apply for this card, you should be at least 18 years. Also, you need to provide a valid Social Security Number and a US IP address. You can apply for this card online with a few simple steps. To learn how to do so, read on!
How to Apply for Indigo Unsecured Mastercard Online
To Apply for an Indigo Credit Card online, follow the steps below:
- Go to www.indigocard.com with your internet-connected device.
- Click on “Get Started” at the top of the page.
- Choose “Received a Mail Offer?” from the drop-down menu.
- Fill out your “Invitation Number” and “Zip Code”.
- Click on the “Get Started” at the top of the page.
Follow all other prompts on your screen to complete the process. If you don’t have an invitation code yet, “Find your code here”.
Indigo Unsecured Mastercard Activation
When your application for an Indigo card has been approved, you will be mailed the card within 14 business days. You need to activate your card before you can use it. To activate your card, call the customer care number included in your mail.
You can also log in to your account, to activate your card. If you don’t receive your card 21 days after you have been approved for it, you should contact the Indigo Credit card customer service immediately.
Indigo Unsecured Mastercard Account Sign Up
One advantage of the Indigo Mastercard is that cardholders enjoy online access. When you register for an account online, you can easily manage your card from the comfort of your home or office. Your online account is also safe and secure and you can open only one Indigo Mastercard at a time. Don’t know how to sign up for an account? Read on to learn how.
How to Sign Up for Indigo Unsecured Mastercard Account
To register for an Indigo credit card account, follow the steps below:
- Visit the credit card website with the URL www.indigocard.com
- Click on “My Account” at the top of the page.
- You will be redirected to a new page.
- Choose “Register Your Account”.
- Fill out your “Card Number”, “Date of Birth” and “Social Security Number”.
- Click on “Continue to Next”.
Follow the rest instructions on your screen to complete the process. This is how to sign up for an account on the website.
Indigo Unsecured Mastercard Login
When you log in to your Indigo Mastercard account, you can view your card balance, schedule payments, schedule payments, and lots more. If you are concerned about skipping payments, you can set up autopay with your account.
How to Login to your Indigo Unsecured Mastercard Account Online
To access your account online, follow the steps below:
- Connect your device to the internet.
- Enter the URL www.indigocard.com into the search bar.
- Click on “My Account” at the top right corner of the page.
- Provide your account “Username” and “Password”.
- Click on “Login”.
If you have forgotten any of your Login details, click on “Forgot your Username or Password” to recover it.
Indigo Credit Card Limit
The credit limit on your Indigo card is the maximum sum of money you can spend on your card. When you apply for an Indigo Card, the credit limit you get will be set based on your credit profile.
Also, note that Indigo does not frequently give a limit increase. However, you may qualify for a limit increase by paying your bills on time and in full. Also, ensure that the income information on your account is up to date to increase your chances of getting a limit increase.
Indigo Customer Service
The Indigo customer service unit is open to receiving complaints from customers that have issues with their cards. If you have not received your card after approval or you want to report your stolen or missing card, you should contact customer service immediately. To get the accurate Indigo Mastercard contact details, go to www.indigocard.com and click on “Customer Service” at the top of the page.
What are the Benefits of the Indigo Unsecured Mastercard?
Beyond the fact that the Indigo Mastercard is designed for people with bad or no credit, there are other benefits attached to the card. cardholders also enjoy ID theft protection and Zero liability protection. With this, they will not be held responsible for unauthorized purchases made with the card.
Is Indigo Credit Card a Good Credit Card?
The Indigo credit card is a good credit card option for individuals with less than perfect credit. This credit card is unsecured meaning that you don’t need to deposit collateral with the issuer. It is a good option for you if you want to build your credit with no security deposit.
Can I Use My Indigo Card to Get Cash Advance?
You can use your Indigo credit card to get cash advances but this is subject to credit approval. To get more information about getting cash advances with your card, read through the cardholder agreement included in the mail. You also need a PIN to access cash at any ATM. Request this PIN by contacting customer service.
How Does the Indigo Credit Card Build Credit?
Your account payment history is reported to the three major credit bureaus. This is beneficial to cardholders with bad credit as long as they make payments on time and in full monthly.
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