Top 5 Private Money Lenders in the United States – Private Money Lenders

Giving you information about the top 5 private money lenders in the United States will be a good intervention for you. For so long I have seen and heard people long for these types of interventions. Nowadays, people get broke easily ( at least that‘s what a friend of mine says).

Top 5 Private Money Lenders in the United States

Particularly people in the middle class and the lower class of the United States live in debt ( statistics show the debt increased among citizens over the previous years).  Apart from that, people who need financial intervention for projects like buying and refinancing properties will also find this information useful.

Top 5 Private Money Lenders in the United States

Giving you accurate information on the best private money lenders in the United States is indeed useful but it is not the solution to poverty and debt eradication ( because most 0f these lenders encourage you to go into more debt just for their interest ). For more information on poverty eradication, follow the updates on this website.

Private Money Lenders

To be very clear on what is being discussed, Private money lenders, which are sometimes called hard money lenders, are non-bank individuals and companies that provide relatively short-term loans to small business owners in real estate, but some lenders also provide various types of commercial loans. Most times, Private lenders do not have any affiliation with banks or other financial institutions, rather, they relate directly with the borrowers.

Top 5 Private Money Lenders in 2022

When making this list, I tried to create something that will resonate with the public. I mean people with small businesses who really need this financial assistance for business growth, and people who are not financially fortified to fund their next real estate projects. These private money lenders can come in handy when you need them.  Here they are below;

AMZA Capital

This organization operates in all 50 states of the United States, making it a solid choice if you don’t live in a state where other top private money lenders operate. This lender focuses more on small business lending than real estate lending, although it does give commercial real estate loans and financing if you’re looking to fix and flip a home or rent to own. Other loan options offered by AMZA Capital include:

  • Accounts receivable
  • Business term loans
  • Consumer finance
  • Equipment financing
  • Franchise financing
  • Healthcare financing
  • Merchant cash advance
  • Purchase order financing
  • Small business loan, SBA
  • Stated income loans
  • Unsecured lines of credit

For more information on this loaning platform, visit their website,


LendingOne offers real estate loans in 45 states. These states exclude Alaska, Nevada, North Dakota, South Dakota, and Utah. The lender offers a variety of financing options, which include;

  • Fix-and-flip loans
  • Rental loans
  • Portfolio rental loans
  • Multif
  • amily bridge loans
  • New construction loans
  • Fix-to-rent loans
  • Pre-approval loans

If you want to take a loan from this platform or get more information, visit the website,

Do Hard Money

This company is unique in that it offers up to 100% financing with many of its loan offers. That includes the purchase, rehabilitation costs, points, interest, and closing costs. Once you successfully become a member of the lender’s Find-Fund-Flip System. You can qualify even with poor credit and no prior experience.

Some of the loans offers that it gives include;

  • Hard money loans for bad credit
  • Residential rehab loans
  • Fix-and-flip loans
  • Foreclosure loans
  • Private money loans
  • Rental property loans
  • Refinance loans
  • New construction loan

This Lender offers loans to 31 states and the Districts of Columbia. Loans from Do Hard Money are not available in  Alaska, Arizona, California, Florida, Hawaii, Idaho, Maine, Minnesota, Montana, Nebraska, Nevada, New York, North Dakota, Oregon, South Dakota, Tennessee, Utah, Vermont, and West Virginia. For more information, visit


This company provides loans in over 26 states of the United States. With this, you can borrow up to 90% of the total purchase price and 100% of the rehabilitation costs. The interest rates here start from 7.75% and 8.85% with rehabilitation. The loan options with this lender include;

  • Residential rehab loans
  • Residential bridge loans
  • Commercial bridge loans
  • Land loans
  • New construction loans

With lending Home, you do not need a credit check to get your loan approved, and you can even qualify with a bankruptcy record in the past. To get more information, visit,


. Eligible states include Arizona, Colorado, Florida, Georgia, Hawaii, Maryland, Nevada, New Jersey, New York Money Utah

While Private Money Utah is a loaning company based in Utah. This company offers loans in 14 states, the District of Columbia and Chicago, Oregon, Texas, Utah, Virginia, and Washington. The Loan programs here include;

  • Residential rehab loans
  • Residential bridge loans
  • Commercial bridge loans
  • Land loans
  • New construction loans

Just like the loan lender discussed above, you do not need a hard credit check to get your loan approved. You can even qualify with a past bankruptcy. To know more about this lender, go to the website,


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