Some people believe that government grants can only benefit individuals who are backed up by a certain organization or company/business. Some believe that grants favor highly sophisticated individuals. This article will demystify that for you and give information about paying bills with assistance from government grants.
Paying Bills Assistance Grant
Do you have so many bills to pay that your monthly income may not be able to cover? These could be house bills, school purposes, or even debt consolidation. Do you believe that some grants are created to help citizens of a nation get out of such problems? The application for these grants may not be as sophisticated as you think. All you have to do is be very outstanding because such grants are always very competitive as so many individuals may be going for them at the same time. Keep reading for information about paying bills assistance grants
Government Grants
These are monetary awards given to individuals, businesses, and corporations by Either the federal, state government or any non-profit philanthropy organization. Remember that government grants are not required to be repaid.
Personal Grants
Personal government grants are given to individuals and they can be used for personal use. The following grants below can be used to pay for your bills.
- Operation round Up grant
- Net wish
- The low income Home Energy Assistance Program ( LIHEAP)
- Supplemental Security Income (SSI)
- The Child care and development fund
Operation Round-Up
This is a program that is offered by many utility and electric companies around the country ( United States). It may come in different names but they all operate in the same way. This grant is for families in need. This grant is gotten by rounding up the utility bills of financially stable families. Since the funds raised from this process are not always enough to raise such monies, many utility companies and local businesses make their contribution.
Net Wish
This is a non-profit organization offering free grants to help those who are struggling with their bills, basic everyday expenses, and emergency expenses. The top priority of this grant is for families with children and the elderly. Other people who are vulnerable and are facing financial problems can also apply for this grant. This grant is not given directly to the applicant, they are given to the medical provider, utility companies, or whomever the applicant owes the unpaid bills
The Low-Income Home Energy Assistance Program (LIHEAP)
This grant program is designed to help low-income families who cannot afford to cover heating and cooling energy costs. This grant is funded by the department of human and health services. Each state has its own specific requirements that applicants must meet. This means that the income level considered low enough to get this grant varies from state to state too.
Supplemental Security Income (SSI)
This grant provides cash grants for the disabled for paying their bills. The grant is designed to help the elderly with very low income, limited resources, and little or no ability to work. Applicants that are younger than 65 and those with short-term disabilities are not eligible for this loan. This grant is primarily meant to help people with necessities like food, clothing, and shelter. Even though this grant is not designed to help with utilities and bills, the beneficials can use the money for whichever purpose they want.
The Child Care Development Fund
This fund or grant was designed to provide help for low-income families so that their children can have access to good child care. This way, the program helps parents who need to go to work or attend school.
To be eligible for this grant, you have to be a parent of a child younger than the age of 13 or 19 if he/she is incapable of self-care
Why Should I Apply for Personal Grants?
Government grants are meant for different purposes. Some people use them when they need to purchase new houses, others use them for vehicle repair, bill payments, and other reasons. Some of the major reasons you should go for a grant are;
- Mortgage payments
- Rents
- Credits card bills and debts
- Real estate taxes.
- Legal services
- Education
- Insurance
- Holiday Travel
You can also apply for grants for medical reasons too. Remember that these grants were instituted for various purposes, therefore, make sure that these purposes are captured in your application to get an advantage.
