You do not need to visit a Zenith Bank physical branch to open an account. In fact, you don’t need a Bank Verification Number because you can open an account with the bank from the comfort of your own home. There are two main ways to open a Zenith Bank account without a BVN from anywhere online.
Using Zenith Bank Official Website
To open a Zenith Bank account online, you can follow these general steps:
Visit Zenith Bank’s Official Website:
Go to the official Zenith Bank website zenithbank.com/OnlineAccountOpening using a web browser on your computer or mobile device.
Navigate to Account Opening:
Look for a section on the website related to account opening or new customers. It might be labeled as “Open an Account,” “Account Services,” or something similar.
Select the Account Type:
Choose the type of account you want to open. Zenith Bank typically offers various account options, including savings, current, and business accounts.
Fill out the Online Application Form:
You’ll be asked to fill out an online application form with your personal information, such as your name, contact details, date of birth, and identification details. Ensure you have the required documents, like a valid ID, utility bill, and passport-sized photograph, as you may need to upload them.
Submit the Application:
Review the information you’ve entered for accuracy, and then submit the online application form.
Verification:
Zenith Bank will review your application and may contact you for further verification or clarification if necessary.
Receive Your Account Details:
Once your application is approved, you will receive your account details, including your account number, via email or SMS
Fund Your Account:
To activate your account, you may need to make an initial deposit. Zenith Bank will provide instructions on how to do this, which may include visiting a branch or using their online banking platform.
Access Online Banking:
Zenith Bank typically provides online banking services, allowing you to manage your account, check balances, transfer funds, and perform various banking transactions online.
Please note that the specific steps and requirements for opening an account online with Zenith Bank may vary depending on your location and the bank’s current procedures. It’s a good idea to visit the official Zenith Bank website or contact their customer support for the most up-to-date information and guidance on opening an account online.
Using Zenith Bank USSD
Opening a Zenith bank account without using BVN is very easy with USSD. To do this, all you need to do is dial the USSD code *966# and follow the Prompt.
Using Website and USSD
It is also possible to begin the registration process on Zenith Bank’s website and finish it on your phone using USSD.
- For this purpose, go to the Zenith Bank website: https://realtime.zenithbank.com
- Please enter your phone number.
- Fill in your state. After that, click next.
- Then select Proceed with *966*0# and follow the prompts.
Once completed, your account number will be sent to your phone.
Types of Accounts You Can Open Online
Here are the types of accounts you can open with Zenith Bank online.
Savings Account
People are unique, so Zenith Bank offers various account options to suit everyone, no matter their situation or lifestyle. Whether you prefer a simple account or one with lots of features, you can find the perfect account that matches your needs.
A savings account is a type of bank or financial institution account that is designed for the primary purpose of saving money and earning interest on the deposited funds.
Current Account
A current account, also known as a checking account in some countries, is a type of bank account that is primarily used for day-to-day financial transactions. It provides a convenient and flexible way for individuals and businesses to manage their money.
You can open a Zenith Bank current account by fulfilling all KYC (Know Your Customer) requirements. This will give you access to the convenience of having a Zenith Bank account.
Salary Accounts
A salary account, also known as a payroll account or a salary package account, is a type of bank account specifically designed to receive and manage the regular salary payments of employees from their employers. Salary accounts offer several advantages to both employees and employers.
Domiciliary Account
A domiciliary account is a type of bank account that allows you to hold and transact in foreign currencies, typically other than the currency of the country where the account is held. These accounts are useful for individuals or businesses that engage in international transactions, have foreign income sources, or wish to save or invest in foreign currencies.
Frequently Asked Questions
What Types of Accounts Can I Open Online with Zenith Bank?
Zenith Bank typically offers savings, current, and business account options for online opening. The availability of specific account types may vary.
What Documents Do I Need to Open An Account Online With Zenith Bank?
Commonly required documents include a valid government-issued ID (e.g., driver’s license, passport), proof of address (e.g., utility bill), and a passport-sized photograph. Additional documents may be needed depending on the type of account and your location.
How Long Does It Take to Open an Account Online with Zenith Bank?
The timeline for account approval and activation can vary, but it generally takes a few business days to process your application and receive your account details.
Is There an Initial Deposit Requirement for Opening an Account Online?
Yes, most banks, including Zenith Bank, require an initial deposit to activate your account. The minimum deposit amount may vary depending on the type of account.
Can I Open an Account Online If I Am Not in Nigeria?
Zenith Bank may have specific account opening options for non-residents or international customers. Check their website or contact customer support for information on opening accounts from abroad.
How Do I Access My Online Banking After Opening an Account?
Once your account is active, you can typically access online banking by visiting the Zenith Bank website and logging in with your account number and a provided password or PIN. You may also need to set up security questions or a personal identification number (PIN).
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