How can I open an online Sterling account? Sterling Bank offers various account packages for potential customers, including Classic Current, Domiciliary Current, Classic Savings, Domiciliary Savings, TrybeOne, Kia Kia, and I Can Save accounts for kids.
To discuss opening a Sterling Bank account without the need to visit a banking hall, we will explore the process that you can complete from your comfort zone, anywhere, and at any time.
Documents Needed To Open a Sterling Bank Account
To open a Sterling Bank I Can Save account, you’ll need:
- Fill out the account opening forms.
- Provide a valid means of identification.
- Include one recent passport-sized photograph.
- Present documentary evidence of your address in Nigeria.
- Supply two satisfactory references.
- For foreign nationals, provide a CERPAC (Combined Expatriate Residence Permit and Alien Card), except for West African nationals.
- Verify your address.
How to open a Sterling Bank Account Online Using Your Phone
Sterling Bank simplifies the process of opening both individual and corporate accounts online. To open a Sterling Bank account using your phone, simply download the OneBank app or visit the Sterling website. Provide the necessary account details (such as personal information and BVN), and your account will be ready in just a few minutes. You don’t need to visit a Sterling bank branch to open any type of account, including savings accounts.
Steps to Open an Online Sterling Account
- To get started, download the Sterling OneBank app from Google Playstore or Appstore.
- Tap the Register button to sign up,
- And choose “No, I do not” when asked if you have a Sterling Bank Account.
- Then, fill out the form with your BVN, Last Name, First Name, and Date of Birth.
- And Follow the next steps to completion,
- Lastly, your Sterling Account will be successfully opened on the app.
How to Open a Sterling Bank Account Online Using Your Phone Via The Website
People, whether individuals or corporations, can open a Sterling Bank account online through their website. You can use your phone or computer to access the Sterling Bank website and open any type of account.
Here is how to open Sterling Bank Account Online (Website):
- Visit the Sterling Bank account opening page at sterling.ng/personal/open-account/
- Choose either Individual or Corporate.
- Select the desired Account type and click Next.
- Review the account features and requirements.
- If you’re an individual, provide your BVN and Date of Birth.
- If you’re a corporate entity, enter your TIN.
- Lastly, complete the form to obtain your Sterling Bank account number.
Is It Possible To Open a Sterling Bank Account Online Without a BVN
Having a BVN is a requirement to successfully open a Sterling Bank account. If you already have a bank account, you should already have a BVN.
In case you can’t recall your BVN, dial *565*0# to retrieve it and proceed with opening your Sterling Bank account using this BVN.
Sterling Bank Individual Account Types and Necessary Requirements
Sterling Bank offers a range of individual accounts, and the good news is you can open them online. These account options cover personal, child, Naira, and Dollar accounts. What’s even better, some of these accounts require no initial balance and are completely free to open.
Kia Kia (Tier 1) Account
Features:
- You can deposit up to a maximum of N50,000 at once.
- The total balance cannot exceed N300,000.
- Instant account opening.
- Receive email/SMS alerts.
- Access online statements.
- Only one account signatory is allowed.
- Verve card is the card option.
- International Funds Transfer is not available.
Requirements:
- Provide basic customer information, including Name, Place and date of birth, Gender, Address, and Telephone number.
- Include your BVN.
- Submit a passport photograph.
- Provide your signature.
Kia Kia (Tier 2) Account
Features:
- Deposit up to a maximum of N100,000 in one go.
- Maintain a total balance below N500,000.
- Instantly open your account.
- Receive email/SMS alerts.
- Access online statements.
- One account signatory is allowed.
- Verve card is the card option.
- International Funds Transfer is not available.
Requirements:
- Provide essential customer information, such as Name, Place and date of birth, Gender, Address, and Telephone number.
- Include your BVN.
- Submit a passport photograph.
- Provide your signature.
Classic Savings Account
Features:
- You can open it with zero initial balance.
- There are no limits on the maximum single deposit or cumulative balance.
- Maintain a daily minimum balance of N1,000.
- Earn an attractive interest rate of 1.15% per annum (30% of MPR).
- Get both a Verve Card and a Mastercard.
- Access online statements.
- Receive SMS alerts/Email notifications.
- Enjoy Internet and mobile banking services.
- International funds transfer is allowed.
Requirements:
- Provide basic customer information, including Name, Place and date of birth, Gender, Address, and Telephone number.
- Have a verified address.
- Include your BVN.
- Submit a passport photograph.
- Provide your signature.
- Present a valid ID.
Frequently asked questions
How can I establish a Sterling bank account on my phone?
Opening an account is now simpler with Sterling’s *822#; you can instantly obtain your account number. Just dial *822*7# and follow the on-screen instructions. No need to fill out any forms.
How can I start an online bank account?
When you’re prepared, here’s the process for opening a bank account online:
- Visit the bank’s website. Ensure your online safety.
- Select the type of account you desire.
- Complete the application form.
- Consent to the bank’s data collection.
- Verify the approval process.
- Initiate your initial deposit.
Is it possible to open an online bank account jointly with someone else?
You can typically open a joint account online, following a process similar to opening an individual account. You select a bank, pick the account type, and provide personal details. Both you and the other account holder must furnish the required information for a joint account.
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