Opening a Sterling Bank account online is a convenient way to manage your finances and you have access to various account packages, don’t you think?
Of course. Having a bank account is necessary for earning interest on your money, paying bills, and sending funds. Sterling Bank is one of the banks in Nigeria that offers a variety of account packages to fit your needs. Including Classic Current account, Classic Savings, Domiciliary Savings, TrybeOne, Kia Kia, and I Can Save Account for Kids.
In this article, we show how to open a Sterling Bank account without visiting a physical branch, providing you with the flexibility to do so from anywhere at any time.
Open a Sterling Bank Account Using a USSD Code
Opening an account has never been easier with Sterling Bank’s USSD code, *822#. You can receive your account number instantly through this method.
Here’s how to do it:
- To begin, you have to Dial *822*7# and follow the on-screen instructions.
- Note this: This account type has a single deposit limit of 20,000 Naira, with a maximum cumulative balance of 200,000 Naira at any given time.
- The maximum transaction limit is N3,000, and the daily limit is N30,000.
Open a Sterling Bank Account Online
To open an account online through the Sterling Bank website, follow these steps:
- Copy and paste the following link into your web browser: Sterling Bank Online Account Opening.
Now, let’s explore the different types of Sterling Bank account packages:
Sterling Bank “I Can Save” Account for Kids
This account is designed to help children prepare for the future and develop savings habits from a young age. It includes the following features:
- Account opening fee: 2,000 Naira
- Minimum daily balance: N1,000
- Competitive interest rate: 1.25% per annum (30% of TPM)
- Allows check and dividend order display
- Provides debit card and SMS notifications
To open an “I Can Save” account at Sterling Bank, you will need:
- Completed account opening forms
- Introduction by a parent or guardian
- Recent passport-sized photos of the minor and parent/guardian
- Documentary evidence of address in Nigeria
- CERPAC for expatriates and Parent/Guardian Card for foreign nationals (non-West African citizens)
- The child’s international birth certificate/passport or proof of age
Classic Sterling Current Account
This account allows easy third-party transactions using a checkbook. Features include:
- Minimum opening balance: 5,000 Naira
- Access to electronic banking services
- Access to overdraft service
- Access to consumer finance
To open a Classic Sterling Current Account, you will need:
- Completed account opening forms
- Proper identification
- Recent passport-sized photo
- Documentary proof of address in Nigeria
- Two references
- CERPAC for foreigners (except West Africans)
- Address verification
Kia Kia Account at Sterling Bank
Designed for individuals without documentation or identification, this account has the following features:
- A one-time deposit of 50,000 Naira
- Total balance: 300,000 Naira
- Simplified mobile banking transactions with a daily limit of 3,000 Naira
- No overseas remittances
- Vital card provided
To open a Kia Kia account, you will need:
- Account opening/online package
- Passport copy
- BVN
TrybeOne Account from Sterling Bank
This account is tailored for on-campus students and has the following features:
- Minimum opening balance: 1,000 Naira
- Minimum daily balance: Zero
- Competitive interest rate: 1.25%
- Check and dividend presentation allowed up to N2 million per day
- Access to electronic banking services
- Debit card issuance
- Available for young people aged 16 to 25
To open a TrybeOne account, you will need:
- BVN
- Account opening/online package
- Passport copy
Sterling Bank Classic Savings Account
This account focuses on helping customers save money and offers:
- Minimum opening balance: 2,000 Naira
- Minimum daily balance: 1,000 Naira
- Competitive interest rate: 1.25% per annum
- Access to debit card
- Access to electronic banking services
- Valid ID card required
- Know Your Customer (KYC) compliance
- SMS alerts
To open a Classic Savings Account, you will need:
- Completed account opening forms
- Introduction method
- Recent passport-sized photograph
- Employer cover letter
- CERPAC for expatriates (West African citizens)
Sterling Bank Domiciliary Current and Savings Account
This account allows easy international transactions for deposits and withdrawals, maintaining accounts in foreign currencies. Features include:
- Minimum account opening balance: 100 GBP, 100 USD, or 100 EUR
- 1% per annum interest
- Foreign remittance capability
- Online banking and SMS alerts
To open a Sterling Bank Home Savings Account, you will need:
- Completed account opening forms
- Introduction method
- Recent passport-sized photograph
- Documentary proof of address in Nigeria
- Two references
- CERPAC for expatriates (except West Africans)
- Board approval for corporate account opening (if applicable)
Whether you’re at home or abroad, Sterling Bank provides you with flexible banking options to manage your finances efficiently.
Conclusion
Opening a Sterling Bank account online has never been easier. It offers you the convenience of managing your finances from the comfort of your home, and there are various account packages to choose from to suit your specific needs.
Whether you’re a student, parent, or just seeking convenient banking, they offer a range of account options. From “I Can Save” for kids to Sterling Bank Domiciliary Current and Savings Account, Sterling Bank caters to diverse financial needs with ease.
So, take advantage of Sterling Bank’s online account opening process, and start your journey toward efficient and convenient banking today.