Ecobank’s Xpress Cash is an affordable, fast, easy, and affordable service on the Ecobank mobile app. With the app, you can Transfer Money without the need for your debit card. How’s that possible?
With Xpress Cash, you can instantly generate an 8-digit special e-token right on your Ecobank mobile app to withdraw cash anytime. It is almost like having digital cash in your pocket!
About the Ecobank’s Xpress Cash
It’s more like transferring digital cash. This account can either be a Savings account or a Current one. In other words, instead of using your actual debit card, this e-token acts as a secure digital withdrawal card. You can create an e-token connected to any of your Ecobank accounts linked to your app- be it savings, current, or Xpress.
At any Ecobank ATMyou can use this 8-digit number to withdraw cash. Or any Xpress point of your choice. Then use the e-token to withdraw money from any of Ecobank ATMs and Xpress Points available for yourself, or send it to anyone else to pull out funds for you.
Xpress cash is widely made available to everyone who wishes to use it. The choice is always yours. Another reason why you should go for Xpress is that it takes just a few seconds to generate an e-token on the app whenever you need it. It is far better than having to withdraw cash at an ATM with your physical card each time!
Xpress Cash works every time. Both at weekends and public holidays included so your money is always within your reach whenever you want it.
You can also send e-tokens conveniently to family, employees, vendors, and to whoever needs the cash instantly. With Xpress Cash, you can access your money without stress. You no longer need to rush to the ATM before it closes. The power now lies in your hands and on your phone.
Can I Use Ecobank’s Xpress Cash?
Yes, you can. Anyone who has an account with Ecobank, and has generated the 8 8-digit number on the Ecobank mobile app can use Xpress Cash.
Requirements To Use Xpress Cash
Below are the requirements to use Xpress Cash:
Customers with an Ecobank account
Xpress Cash can only be accessed by Individuals and businesses with a valid Ecobank savings, current, Xpress account.
Active mobile banking
You will be required to have the Ecobank mobile app installed and activated for you on your mobile phone. Xpress Cash is available within the app.
Valid means of ID
A government-issued ID like a national ID, driver’s license, passport, etc. will be required to withdraw cash using the generated e-token.
Registered mobile number
The mobile number must be registered under your name with Ecobank for security purposes.
Sufficient account balance
There must be enough funds in the linked Ecobank account to cover both the withdrawal amount and charges.
In one sentence, any Ecobank customer with an active bank account and mobile banking can Use Xpress Cash for instant and convenient access to cash digitally.
Steps to Generate Xpress Cash E-token on the Ecobank Mobile App
Login to Ecobank Mobile App
Ensure mobile banking is activated for your account on your device.
Select ‘Xpress Cash
Go to the Xpress Cash menu within the main menu. In this menu, you can also select the desired location you want the recipient to collect the money.
Generate Your Token
Follow the instructions on the Screen to generate your 8 8-digit pin also known as your e-token.
Enter the withdrawal amount you want to generate an e-token for.
Select the bank account you want to withdraw from. It can either be your savings or current account. The withdrawal amount is within the range of #2000 – #250,000.
State your reason for the transaction and proceed.
You can now share the E-token you generated. You can share the e-token via SMS, email, WhatsApp, Facebook etc. with the cash recipient.
Share the e-token and 4-digit ATM PIN with the recipient to withdraw your money from any Ecobank ATM.
With all these steps above, you have successfully created a virtual debit card to access your cash instantly using Xpress Cash on Ecobank Mobile. This method enables secure and convenient withdrawals 24/7.
Steps On How to Withdraw Money With Xpress E-token
If it’s via an Ecobank ATM,
- Select the “Xpress E-token” option as the withdrawal method.
- Select your preferred language.
- Click on the Xpress Cash button.
- Insert your eight-digit token number.
- Enter the amount you wish to withdraw.
- Collect Funds.
If it is via the Ecobank branch,
- Visit the nearest Ecobank branch and present the E-token code to the teller.
- A means of Identification will be required such as your Passport or Identity Card. After this, The Xpress Agent will check the 8-digit E-token, the phone number, and the amount of the Sender in order to complete the transaction.
- The teller will verify the code and complete the withdrawal process.
Please note that the availability of Xpress E-token withdrawals may vary depending on the specific Ecobank branch or ATM.
Advantages of Ecobank Xpress E-token
With Xpress E-token, you can easily withdraw money from an Ecobank branch or ATM without the need for your actual debit card. This will be very useful and helpful if you forget your ATM card or don’t want to carry it with you.
Xpress E-token provides an additional layer of security for your transactions. This helps in reducing the risk of unauthorized access to your account.
Xpress E-token withdrawals can be made at any Ecobank branch or ATM that supports this feature. In other words, you have more options and flexibility when it comes to accessing your cash.
Xpress E-token withdrawal process is literally faster compared to commercial methods. Once you have your E-token code, you can quickly complete the withdrawal at an Ecobank branch without the need for any additional paperwork or waiting in line to withdraw.
Ecobank’s Xpress Cash offers a secure, convenient, and efficient way to access funds digitally. With its ease of use and widespread availability, it empowers customers to manage their money effortlessly while enhancing security and accessibility.
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