How to Activate and Use Sterling Bank USSD Code

Are you curious about how to make the most of STERLING Bank’s USSD code for your banking needs? This article will guide you through the process of registering and using the *822# USSD code on your mobile device for seamless transactions.

How to Activate and Use Sterling Bank USSD Code

To begin using the Sterling Bank USSD code, dial *822*1*account number# on your registered mobile number (Mtn, Glo, Airtel, or 9 Mobile) In order to generate and obtain the Sterling Bank USSD PIN, follow the onscreen instructions.

Afterward, the code can be used to transfer money to any bank account without an ATM card, check your balance, buy airtime, and use your PIN to pay bills.

What Is Sterling Bank USSD Code?

The USSD code for Sterling Bank is *822#, and it offers a convenient way to manage your finances through your mobile phone, even without an internet connection.

You can use this code for various banking tasks, such as transferring money, checking your balance, buying airtime, and paying bills. The best part? It works on any phone, whether it’s a basic phone or a smartphone, and is compatible with major carrier networks in Nigeria, including MTN, Glo, Airtel, and 9 Mobile.

To get started, simply dial *822# on your mobile phone and follow the instructions to create a unique USSD PIN that you’ll use to confirm your transactions.

Is Sterling USSD Bank Safe?

Yes, Sterling Bank’s *822# USSD bank account is secure because it requires your unique PIN to authorize any banking transactions.

It’s crucial to keep your PIN and ATM debit card information private to ensure the security of your account. In the event of a lost mobile phone, you can immediately deactivate Sterling Bank USSD banking by dialing 822911# from any phone.

How to Register and Use Sterling Bank USSD Code

To start utilizing Sterling Bank’s USSD code, you’ll need to register and set up your USSD PIN. This PIN will be your key to accessing a wide range of banking services via the USSD platform.

Here are the steps to register and use the Sterling Bank USSD code

  1. Dial *822*1*account number# on your phone (MTN, Glo, Airtel, or 9 Mobile).
  2. Follow the on-screen instructions.
  3. Create a unique 4-digit USSD PIN.
  4. Confirm your USSD PIN by entering it again.
  5. Once completed, you’ll receive a successful activation message.

Keep in mind that if you want to initiate any transactions using *822#, such as fund transfers, you will be prompted to register with Sterling Bank’s USSD banking and obtain a 4-digit PIN.

Sterling Bank USSD Code Activation Instructions

Before you can access the Sterling Bank USSD code, ensure the following:

  • You have an active bank account in British Pounds.
  • You can sign up with or without an ATM debit card.
  • Use the mobile number associated with your bank account.
  • Notify your mobile network for free network access (MTN, Glo, Airtel, or 9 Mobile).
  • Dial the *822# code to activate the USSD banking service.

Using Sterling Bank USSD Code Without an ATM Debit Card

To use the Sterling Bank USSD code without an ATM debit card, dial *822*1*account number# on your registered mobile phone (MTN, Glo, Airtel, or 9 Mobile), and follow the on-screen instructions.

You can then transfer up to 20,000 Naira per transaction. To increase your transfer limit to 100,000 Naira per transaction, you’ll need to register with an ATM debit card and obtain a second PIN.

Deactivating and Reactivating Your Sterling Bank USSD Code

If you’ve lost your mobile phone and need to block your Sterling Bank account due to security concerns, dial *822*911# from any phone.

Follow the on-screen instructions and enter your PIN to deactivate your account. To reactivate it, dial *822# on your registered mobile phone and follow the on-screen instructions.

Network Fees for USSD Activation in Sterling 

When using Sterling Bank’s *822# USSD code, your mobile network (MTN, Glo, Airtel, or 9Mobile) may charge a fee of 6.98 Naira for each transaction. Keep this in mind when using the code for your banking needs.

Resetting Your Sterling USSD PIN 

If you ever forget your Sterling Bank USSD PIN or wish to change it, you can easily do so by dialing *822# on your registered mobile phone (MTN, Glo, Airtel, or 9 Mobile).

Select the “RESET PIN” option from the menu. This code is particularly useful if you’ve forgotten your PIN during the initial registration process.

Additional Sterling Bank USSD Codes 

For your convenience, here are some other Sterling Bank USSD codes you can use:

  • Transfer Currency to a STERLING bank account: Dial *822*Currency*Account Number#.
  • Change the STERLING currency code to a bank account: Dial *822*Currency*Account Number#.
  • STERLING Bank Airtime Code: Dial *822*Amount# to purchase airtime for MTN, Glo, Airtel, or 9 Mobile.
  • Redeem Sterling Bank Airtime Code for others: Dial *822*amount*phone number# to send airtime to others.
  • Sterling Bank ATM withdrawal without a debit card code: Dial *822*42# and follow the on-screen instructions for cardless withdrawal.
  • Sterling Bank Bill Payment Code: Dial *822*2# and follow the on-screen instructions.
  • Check your account balance in Sterling: Dial *822*0#.
  • Block your Sterling Bank ATM debit card: Dial *822*911#.
  • Open a Sterling Bank account: Dial *822*07#.

With these codes at your fingertips, you can conveniently manage your Sterling Bank account and perform various transactions right from your mobile phone. Enjoy hassle-free banking with Sterling Bank’s USSD code!

We hope this guide has been helpful in understanding how to make the most of Sterling Bank’s USSD code for your banking needs. If you have any more questions or need further assistance, feel free to reach out. Happy banking!

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