List of Opay USSD Codes and Transfer Codes for 2023

Opay has continued to keep its pace, ensuring that its services are not only convenient but also secure. The user-friendly USSD codes and transfer options have become indispensable tools for millions of users in 2023. The USSD code offered by banks makes it easy to use self-service, as we all know. This makes it even easier to perform stress-free transactions.

List of Opay USSD Codes and Transfer Codes

With a user-friendly interface for beginners, the Opay app allows customers to easily transfer money, pay bills, purchase airtime, and easily complete all banking transactions.

Opay has a USSD code for all transactions you can make on the app. Only a handful of Opay customers are aware of it. So in this post, we cover a list of Opay ussd codes and transfer codes.

Opay USSD Code

By just dialing *955# you can easily access the banking services, send money, pay bills, and much more, all from the palm of your hand across all mobile networks. The fascinating thing about this code is that you can use the code on any phone and at any time.

You however have to open an Opay account and activate it before you can access these codes. If you already have an account, be sure that you’re dialing the code from the number registered with your Opay account.

How to Open an Account Using the Opay USSD Code

You can open an account using the Opay USSD code all you need do is:

  • Dial *955#
  • Select the option to “Register”
  • Enter your first name
  • Enter your last name
  • Proceed to set a 6-digit Login Pin
  • Lastly, verify your account by providing the OTP sent to you

The process to fund your account to fully activate your account. You can always withdraw your money anytime you want.

Check This Out: How to Open an OPay Account with Ease

How To Withdraw Using The Opay USSD Code

There is actually no limit to what you can do with the Opay USSD Code. With the Opay USSD Code, you can withdraw your funds without any hassle. Follow the steps below to withdraw your money.

  • Dial *955#
  • Next, select the “Withdraw” option
  • Proceed to enter an Opay Agent’s Phone Number
  • Next, Fill in the amount you want to withdraw.
  • Lastly, input your transaction pin to enable the withdraw

Essential Opay USSD Codes for 2023

Below is an updated list of Opay USSD codes for any transaction you want to carry out making your financial transactions easier than ever.

Account Balance Check

To check your Opay account balance, dial *955*0# and follow the on-screen prompts.

Airtime Recharge

Need to top up your mobile phone? Dial *955*3*Amount#. You can also buy airtime for your friends and family by dialing *955*3*amount*phone number #

Funds Transfer

To send money to another Opay user, dial *955*1*amount*account number# while to transfer money to another bank account dial *955*2*amount*account number#. Confirm the transaction with your PIN.

Bill Payments

Paying bills has never been easier. Simply dial *955*6# to settle utility bills, subscriptions, and more.

Opay ATM Card Activation

Activate your ATM card by simply dialing *955*03121#

How to Activate the Opay USSD code

Activating the Opay is as easy as opening an Opay account. Simply dial the official Opay USSD Code *955# and follow the instructions as seen on your screen.

If by any chance you’re unable to activate your USSD code, you can contact customer support for complaints and solutions on how to activate your USSD code.


Opay’s USSD codes provide a quick and secure way to manage your finances on the go. You can easily check your balance, transfer money, airtime top-up, pay bills, and e-pins purchase all on the app.

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