How to Make BJ Credit Card Payment Online

BJ, a wholesale club has a store-branded credit card in partnership with Capital One and Mastercard. BJ’s credit card payment is easy and there are lots of rewards to enjoy. This card comes with 3% back in rewards on most of your purchases at BJ’s, 1.5% back in rewards everywhere else, and 0.10% off per gallon when you buy your gas at BJ’s gas stations.

BJ's credit card payment
BJ’s credit card payment

The Wholesale Club is membership-based, so you need to be a member to apply for the card. You can redeem your rewards in its store or use them to pay for your membership and its membership costs $55 for 12 months. So, If BJ’s is your go-to store for shopping or gas, the card is just what you need.

About BJ Credit Card

BJ’s Wholesale Club provides two cards that earn rewards and you can cash in at checkout to save on buying in bulk. You can also get whatever you need in your home: pantry staples, furniture, electronics, and so on.

BJ’s offers two credit cards, they are the BJ’s One Mastercard and the BJ’s One+ Mastercard, which are both issued by Capital One. They earn rewards for you, not only when you shop at BJ’s, but also on purchases outside the wholesale club with no annual fee.

But you have to be a BJ member to get any of the cards, which come with a yearly membership fee. Also, there are exceptions to the cards’ rewards rates, and the rewards you accumulate are not as flexible as what you get with a general cash-back card. However, if you already have a BJ membership, these cards can help you save on your next haul.

How to Make BJ Credit Card Payment

The hassle-free way to make BJ credit card payments is through your mobile app, or online. However, you can also make a payment through your phone and this can be done by calling the number at the back of your card. You can make payments through mail or payment providers. Note that you cannot pay in-store, but you can make automatic payments.

Here is how to make payments.


To make your BJ credit card payment online, log in to your account with your credentials, then make your payment.

Through Your Mobile Phone

If you decide to make payment with your phone, you can call customer service through the number on the back of your card.

Through Its Mobile App

To make a payment through the app, you will have to download the app on your device first and then log in using your credentials for your online account. Then you can make your payment.

Through Mail

If you want to make payment through mail, visit the website to get the right mail address.

Through Payment Providers

To pay your BJ credit card bills through payment providers like Western Union and MoneyGram, you will need your account number. Note that while some providers accept cash, others accept debit cards.

After going through the different processes through which you can make payment and you decide to pay your bill through the mail, ensure you always send it at least 5-7 days before your due date. Also, remember to include your credit card number on your payment to avoid any processing delays.

Benefits Of BJ Credit Card Payment

What are the benefits of making payments with this credit card? Here are some of the benefits.

  • You get 3% in rewards on your BJ’s purchases and 1.5% on other purchases where its card is accepted.
  • There are $0 foreign transaction fees.
  • No annual fee.
  • You get a $0.10/gallon discount at BJ’s Gas.
  • And the rewards do not expire.

Frequently Asked Questions

When Can I Make My Payment Without Getting Charged a Late Fee?

If you want to avoid a late fee, your payment should be made by 5:00 p.m. Eastern Time (ET), on your due date.

How Can I Change My Payment Due Date?

To change your payment due date, go to Account and select b Change Due Date in Account Settings. Your account must be in good standing to change the due date and you can only change it once a year. If you are eligible to change the payment due date. You will then choose from a list of available days for your My BJ’s Credit Card account. After choosing a new day, it may take up to two statements for the changed due date to be reflected.

Is A Fee Charged for Making Online Payments?

There is no fee charged when you make online payments.



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