Bob Furniture is a furniture store that is founded on the principle of selling quality furniture at a very affordable price. The brand also offers a credit card service that makes it easy to pay for your purchases. You can make use of the online system or the mobile app to make payments and both options are convenient and easy to use.
With the online system, you can log in to your account and make a payment. Also, you can view your balance and transaction history. Bob’s Furniture mobile app is also easy to use and you can make payments and track your balance on the go. This credit card is not a VISA card or a Mastercard. So, it cannot be used at any other store except Bob’s furniture
Bob Furniture Credit Card Payment also offers special financing programs and customer service. Bobs Furniture is a name you can trust when it comes to furniture. They give you a wide selection of quality furniture pieces that meet your needs and through the Bobs Furniture credit card, you can take advantage of its great financing options and save money on your purchase. So, if you are in the market for new furniture, consider using Bob’s Furniture credit card.
How to Make Payment with Bob Furniture Credit Card
There are different ways you can make payments with Bob’s credit card. Payment can be made through the ways listed below.
Make Payment Online
To make your payment online, follow the steps below.
- First, log in to your Bob’s Furniture credit card account.
- Move over to the payment section.
- Tap on make and manage payments.
- Then enter your payment details.
- Tap the confirm button and your payment has been made.
Through Your Mobile Phone
To pay your bills through your mobile phone, follow the steps below.
- Go to Bob’s page.
- Get the number displayed on the left top side of the page and put a call through.
- Enter your 16-digit credit card number and the amount you want to pay.
- Next, enter your SNN or ZIP Code.
- And follow the leadings to complete your payment.
This process is a fast and easy way to keep your account up to date and also ensure that your payment is done on time and hassle-free.
Through Mail
To pay Bob’s credit card through the mail, follow the leadings below.
- First, you need to get a money order or cashier’s check for the amount you need to pay.
- Got to the “Wells Fargo Financial National Bank.”
- Put your account number on the check and mail it to the Wells Fargo Financial National Bank mail address.
- Then you have to wait for the payment to be processed and posted to your account.
Through The Mobile App
To make Bob’s furniture payment through its mobile app, you will need to follow the procedures below.
- Open the app on your device then log in.
- Click the Accounts tab.
- Choose the account you want your payment to be made from.
- And click the payments tab.
- Then fill in the amount you want to pay
- Choose Credit Cards as the payment type
- Fill in bobs credit card number
- Tap the submit button.
However, the status of your payment will be displayed under the history tab.
How To Avoid Bobs Credit Card Late Payment Fees
Not making your payment early attracts a fee from Bob, therefore, you will be informed on how to avoid Bob’s late payment fees.
- Ensure you make your payment when it is due. Some people fail to pay their minimum monthly payment on time because they do not know the due date. If you fall into this category, here is the good news. Bob’s Credit Card has an online tool that enables you to view and manage your account information, including your payment due date.
- Another way of avoiding late fees is by setting up an automatic payment system for your credit card. Through this process, money will be automatically removed from your account and added to your balance anytime you forget to make a payment.
- You can ask for a one-time waiver if you have never been late or if it is been a long time since you were late. But know that The customer service representative will have the final say.
- Bob Furniture gives a grace period of 20 to 50 days, so as long as you make your payment within the timeframe, you will not be charged a late fee.
- To avoid a late fee, try to make a partial payment when you cannot pay the full amount you owe. This shows that you are trying to keep up with your payment and who knows, Bob Furniture may be lenient in waiving late fees.
- Ensure you call Bob’s Furniture’s credit card company if you encounter a situation where you cannot make your payment on time. You have to explain the situation to them and maybe you can get a waiver.
Benefits of Bobs Furniture Credit Card
What are the benefits of Bob’s credit card? Why should anyone apply for this credit card? Answers to these questions will be supplied in this article, scroll down to get these answers. Bob’s credit card is a great solution to save you a great amount on its furniture items. So, if you need new furniture to remodel your home, Bobs Furniture is the best platform to buy your furniture and their credit card program is a plus feature that you can consider.
- This credit card offers different several financing options for 6, 12, 30 and 60 months but it largely depends on your purchases.
- The card gives online access facility.
- You get 0% interest on 12 months or less financing options.
- This card can be used at Bob’s furniture shops and online stores.
- You can lease to own or select a financing option to get your best furniture product.
How To Apply for Bob’s Credit Card
Having known the benefits of Bob’s credit card, here is how you can apply to get your own Bob’s furniture credit card.
- Visit Bob Furniture’s official website.
- Tap the Apply Now button.
- Then choose your state on the following page.
- Tap the next button.
- Fill in the required information on the next page, review the privacy policy and tap continue.
After application, you will receive your credit card in a week or two. Then you can explore Bob’s furniture products.
Frequently Asked Questions
Does Bob Furniture Have a Credit Card?
Yes, they do. Bob’s Furniture gives a retail credit card through Wells Fargo Bank, N.A. It is similar to a Fortiva retail credit card and it can be used at any Bob’s Furniture location. This credit card comes with benefits, including special financing options and exclusive discounts.
What Credit Score is Needed for Bob’s Furniture?
To apply for Bob’s credit card, you need a minimum credit score of 630, so you are likely not to get approved if you have bad credit. But, if you have a lower score, you may still be able to qualify for financing and Bob’s Furniture offers different financing options, including no interest and low minimum monthly payments.
Can Bob’s Furniture Credit Card Be Used Anywhere?
If you are thinking if you can use your Bob’s Furniture credit card anywhere, the answer is no. You can only use this card at Bob’s Furniture locations. So if you intend to make a purchase with its card at another furniture store or retailer, you will need to use a different form of payment.
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