How Much Does Insurance Cost for A Dodge Charger? A Dodge charger is a very popular American sports car. This car has been a very appealing car to drive since its first model in 1996.
It may not be very easy to find the best car insurance for a Dodge charger. Fortunately, we have done our research and have put together very detailed and useful information in the article below
For full coverage, the average cost for yearly insurance of a Dodge Charger is $2,635 per year for a Dodge Charger 2021. The rates of this insurance differ according to certain factors like your driving history, and the age of your car.
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How Much Does Insurance Cost for A Dodge Charger
There are lots of factors that go a long way to determine this cost. Some of these factors are;
Crash Rate Stats
The Insurance Institute for Highway Safety gives the Dodge car a very good rating. However, for its headlights, it earned a very low score. The configuration for a child’s seat received a marginal score due to its deep placement and the force needed to attach it. these rates will reflect in your premium rate as they impact safety.
Price Of Parts
It is logical to say that a car that can be fixed without the use of imported parts often has cheaper repair costs than a car that needs expensive foreign parts. The Dodge Charger is made in Canada and most of its components are North American-made. This means that its parts are not imported and thus your premium cost shouldn’t reflect a higher price due to expensive parts.
Safety Features
Cars with very good safety features are less likely to be prone to accidents. The 2021 Dodge chargers earn a high 5-star overall safety rating from the national highway Traffic Safety Administration due to the various features that it has like the optional forward collision and lane departure warnings.
The table below shows the average yearly insurance for different models of the Dodge charger.
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| Vehicle | Market value | Average Dodge Charger car insurance price |
| 2021 Dodge Charger | $26,975 | $2,635 |
| 2020 Dodge Charger | $26,557 | $2,577 |
| 2019 Dodge Charger | $25,512 | $2,543 |
| 2018 Dodge Charger | $22,551 | $2,458 |
| 2017 Dodge Charger | $18,676 | $2,389 |
| 2016 Dodge Charger | $15,685 | $2,278 |
| 2015 Dodge Charger | $13,495 | $2,185 |
| 2014 Dodge Charger | $9,195 | $2,067 |
Car Insurance for A Dodge Charger
As stated above, there are lots of factors that determine the cost of Dodge car insurance. In most states, you will be required to carry minimum liability coverage. You can also opt for more robust coverage from most providers by adding on collision and comprehensive coverage. This will pay for the damage to your car in an accident and other medical costs.
The age of your car also has a very big influence on the premium you will be required to pay. The table gives the minimum and maximum cost of Car insurance for Dodge chargers;
| DODGE CHARGER CAR INSURANCE | AVERAGE ANNUAL PREMIUM |
| Minimum coverage | $537 |
| Full coverage | $2,635 |
Cheapest Car Insurance Companies for A Dodge Charger
Although our conclusion is made based on averages only, individual rates will vary due to personal characteristics. You can find cheap policies can generally be found from Amica, Erie, Geico, State Farm, and USAA.
They are not just cheap and invaluable, each of these insurers is among the best car insurance companies, as determined by the analysis and data gathered from Quadrant Information Services.
| CAR INSURANCE COMPANY | DODGE CHARGER |
| Amica | $1,550 |
| Erie | $1,477 |
| Geico | $1,800 |
| State Farm | $1,752 |
| USA | $1,369 |
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Dodge Charger SXT Insurance Cost
From the information that we have gathered, the Dodge SXT and GT are the most powerful. There is only a slight difference in the insurance price. The insurance for price for GT is $1 lesser than that of SXT per month. The table below shows a comparison between their various prices.
| Model | Average insurance cost | Market value (2021) |
| Dodge Charger SXT | $2,635 | $26,975 |
| Dodge Charger GT | $2,618 | $32,418 |
How Much Is Insurance for A Dodge Charger Rt
One of the major factors that determine the cost of your Dodge Charger R/T insurance is the age of your vehicle. The rates of this car’s insurance can vary by as much as $140 per year of a car. Here’s how much it costs to insure your Charger R/T by car year and the amount of money you can save while doing it.
| Model year | Average Cost | Annual Savings |
| 2022 | $4,431 | $974 |
| 2021 | $3,788 | $933 |
| 2020 | $3,583 | $940 |
| 2019 | $4,217 | $1,327 |
| 2018 | $4,853 | $1,673 |
| 2017 | $4,121 | $1,434 |
| 2016 | $3,803 | $1,045 |
If you are an owner of a Dodge Rt, expect your insurance premium rate to vary by your trim level, your upgrades, and the coverage level that you picked.
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How Much Is Insurance for A Dodge Charger Hellcat
The age of your vehicle is another determining factor here. The rates can be as cheap as $156 per year. Check out the table below for the rates for different models of the SRT Hellcat;
| Model year | Average Cost | Annual Savings |
| 2021 | $7,800 | $2,782 |
| 2020 | $7,908 | $2,018 |
| 2016 | $2,958 | $877 |
| 2015 | $4,440 | $356 |
How Can You Save Money on Dodge Charger Car Insurance?
It is a fact that the rate for insuring the Dodge charger can be very expensive there are a few ways you can use to bring down this price given below;
- Take advantage of discounts offered by insurance companies
- Consider using liability-only insurance
- Increasing your deductible can save you lots of money on your premium
- Compare various rates before you pay
- If you are a student, keep your grades up.
- Maintain a good driving record.
Frequently Asked Questions
Is A Dodge Charger a Reliable Car?
The Dodge Charger is a very reliable car, with some of its model years scoring better than the others. BY Repair Pal it is rated at 3.5 out of 5.0, ranking it tenth out of the 12 full-size vehicles in its category. JD Power rated the Dodge Charger with an 84/100.
Dodge Charger Insurance Cost For 18-Year-Old
If you are 18 years old with a Dodge charger, you will most likely pay an average of $4,722 for car insurance. Young drivers can only spend less on their insurance premiums if they are on the same policies as their parents.
How Much Is Insurance on A Dodge Charger for A 16-Year-Old
If you are 16 years old with a Dodge Charger, expect to pay an average of $6,053 for car insurance annually.
Dodge Charger Insurance 19-Year-Old
19 years old youths pay an average of $3,382 for car insurance.
Dodge Charger Insurance Cost For 17-Year-Old
The amount spent on car insurance reduces as your age increases. This is because insurance companies see younger people as more prone to having road accidents due to reckless driving. 17 years olds will most likely pay as an average of $5,362 for car insurance.
Dodge Charger Insurance 20-Year-Old
For 20 years olds, the average cost of car insurance for the owners of Dodge Chargers is $3,018.
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