Citi rewards + card is an automatic round-up credit, that automatically rounds up to the nearest ten points on every purchase.
For example, a $2.00 coffee earns ten points. A $12 meal earns you 20 points. Hence, there is no cap on purchases made with your Citi rewards + credit card that is rounded up.
Well, if you are looking for a card with no annual fee that will earn good pints rewards on groceries and fuel for your car, consider the Citi Rewards + card. Like we have said before, you will be accessible to 2X Thank You points at supermarkets and gas stations for the first $6,000 per year and 1x points on all other purchases. However, to know more about this card, you will have to keep reading.
Citi Rewards + Card
Citi rewards + card is owned and managed by Citi bank. It is designed for frequent shippers. Hence, cardholders can earn bonus rewards points and redeem them against gift vouchers and items from Citi bank’s rewards catalogue.
Citi bank rewards is an everyday credit card with a 10x rewards bonus program to help you accumulate air miles or points quickly. You can redeem your Citi rewards points to miles, vouchers, products, or cash rebates via the Citi thank you rewards redemption catalogue.
Hence, which is suitable for a user who does monthly tracking. With these Citi Reward Card reviews, we believe you have gotten a clear picture of what the card is all about.
Citi Rewards Card Points
Earn bonus points after spending $ in the first three months of account opening. Plus, for a limited time, you can earn five ThankYou points per $1 spent at restaurants up to $6,000 in the first 12 months and then one Thank You point per spent thereafter.
Well, to use your points, this is what you should do. After you make an eligible purchase, log in to your Citi account or you can use your mobile app, enter “reward and benefit” and click on pay with points.
When that is done, select an eligible purchase, accept the terms and conditions, and tap on click redeem. Your points will be redeemed for a statement credit within two to three days. However, you should note, that rewards points accrued on your Citi card are evergreen and don’t expire.
Citi Rewards Card Cash Back
How do I get cash back on my Citi card? Well, for an annual fee of $0, the card earns 5% cash back on up t $1,500 in categories that rotate quarterly, 5% on travel purchases through chase unlimited rewards, 3% on dining and drugstore and 1% on all purchases.
Any need of cash, you can use your Citi bank card for instant cash at ATMs nationwide. Whether home or overseas. If you do not have a transaction/cash withdrawal passcode, you will have to contact Citi credit card customer service within 24 hours.
Citi Rewards Card Credit Score
Citi does not publish specific credit scores needed to be accepted for its credit card. However, you will need an excellent credit score of around 760 to be approved or a rewards credit card such as the Citi rewards +.
Notwithstanding, other factors are involved in the course of application. Pre-qualification however, has a lot to do with your credit score. If you apply for the rewards card, you should be sure about your credit score.
Citi Rewards Card Credit Limit
The usual Citi credit limit is $500 to $2,000 to start, depending o the card, for example, the Citi double cash card – 18 months offer has a $500 minimum credit limit. At the other end of the spectrum, the Citi Premier card has a minimum cedar limit of $2,000. Does Citi card increase credit limit? Well, the answer is “Yes”, Citi offers automatic credit limit increases.
You might qualify for one if you have an excellent credit score. Moreso, if you make your payment on time and if you pay a significant percentage of your total amount each month, you can get an increase in credit limit also.
Citi Rewards Card Annual Fee
Earn one point per $1 spent on all other purchases. You can redeem for things like gift cards or for travel rewards. One of the Citi rewards + cards give your all of this with a low introductory ARP and no annual fee. Hence, this is to say that the card does not have an annual fee connected to it ($0).
Citi Rewards Card Benefits
Are you having a second thought about applying for this card? Well, if your answer is “yes”, this benefit will bring you to the reality or the importance of why you need to have the card. Here are some benefits, you will consider interesting:
- You will be accessible to an annual fee of s$192.60 for the first year you get the card.
- Four miles (10x rewards) per s$1 offline shopping and department stores.
- Four miles (10x rewards) per s$1 online for food delivery, online grocery & ride-hailing service.
- 1x reward points for every s$1 on all other spendings.
- No minimum spending is required.
- Rewards point conversion rates. 4,400 points will be equal to an s$10 cash rebate, and 25,000 points will be equal to b10,000 miles.
- 10x rewards are capped at 10,000 pts per month.
- Lastly 10x rewards exclude travel purchase online and non-fashion purchase online.
These and many more are benefits that the card holds.
Citi Rewards Card Application
Having known much about this credit card, it will be interesting to apply and possess one. Well, if you are bothered about the application process, you should not be, as we will be giving you all information you need to apply for this card. Hence, all you have to do is to keep reading.
How to Apply for Citi Rewards Cards
Here are simple steps to consider when you want to apply for a Citi rewards card:
- Go to https://www.citi.com/credit-cards/citi-rewards-plus-credit-card.
- Click on the “Apply Now” button on the right side of the website.
- Wait for the site to load.
- Fill out the given form with your “name”, “suffix”, “SSN code” and “date of birth”.
- Confirm if you are US a citizen by clicking on the “yes” button.
- Enter your “address”, “city”, “state” and “zip code”. Etc.
- Go through the terms and conditions on the website.
- Scroll down the website and click on the “agree and submit” button.
Follow all given steps on the website to complete the process on the site.
Citi Rewards Cards Activation
Is the Citi credit card activation process necessary? Can I use my card without activation? Well, it, is important you activate your card. This is necessary because you will not be able to use your card without activating it. Hence, stopping its functionality. Notwithstanding, we will be giving you guides to help you activate your newly gotten card.
How to Activate Citi Rewards Cards
Have you tried activating your card before but it looks difficult or does it gives you hard time? If that is the case, you can use the guides below to activate your card:
- Launch the website on your web browser or you can clickhttps://online.citi.com/US/ag/activate/index.
- Enter your card number in the given box.
- Click on the “Continue” button below the form given.
Follow all other given steps on the website to complete the process.
Citi Rewards Card Payment
How do I pay my Citi rewards card? You can pay your Citi bank card bill online, where you can make a one-time payment or set up a monthly automatic payment. You can also call Citi customer service to pay your Citi card bill by phone, or you can send your payment by mail. To achieve that you will have to log on to your account in other to reach Citi customer service.
Citi Rewards Card Customer Service
It is of great importance and necessity that you know how to reach out to the Citi customer service department, as all help you will be needing when things go wrong with your card or your account would be coming from there. To reach out to Citi customer service, you will have to follow the steps below:
- Navigate the website on your web browser or you can click on https://www.citi.com/credit-cards/citi-rewards-plus-credit-card.
- Scroll down the website.
- Click on the “contact us” button.
Use the available contact on the website to reach out to the customer service personnel.
Citi Rewards Card Sign Up
Do you have an account with Citi bank? Would you want to open an account? well, having an account with Citi bank would not be a bad idea. As it comes out without daily with amazing card offers. Hence, with an account open with them, you will be able to access benefits and offers.
How to Sign Up for a Citi Rewards Card Account
Before you can sign up for online access, you must be having an account with any Citi bank branch. This is to say, that the online access is open to only those who have an existing account.
Hence, if you don’t have an account yet, you should open one with any Citi bank branch near you. When that is done, you can follow the steps below to sign up for online access:
- Visit the Citi website at https://www.citi.com/credit-cards/home.
- Click on the “sign on” button at the top right side of the website.
- Wait for the website to load.
- Click on the “register” button below the form given.
- Wait for the page to load.
- Click on “credit/ debit card number”
- Enter your “card number”.
- Tap “continue set up” below.
Follow all other instructions on the website to complete the process.
Citi Rewards Card Log in
In other to manage your card account, you will be needing an activated account. However, you can make your account an activate one, only when you log in to it as often as you can. Well, if you find this challenging, we will be giving you steps that would guide you.
How to Log in to the Citi Rewards Card Account
Here are simple guides that will help you access your account at any time:
- Go to https://www.citi.com/credit-cards/home.
- Fill out the log-in form on the right side of the website with your “User ID” and “password”.
- Click on the “remember me” button below to keep your sign-in to your account.
- Tap on the “sign on” button below.
Follow the above steps carefully and you will sign in to your account without stress.
Is Citibank Easy to Get Approved?
Excellent credit (750 and up): You’ll be eligible for all of Citi’s cards with a score in this range, assuming your income and other information check out. Other requirements: It takes more than just a good enough credit score to get Citi credit card approval.
Can you have 2 Citi Credit Card?
How many cards can you have? Unlike American Express, Citi does limit the number of cards you can have. It does, though place an overall credit limit across all of your credit cards. That limit varies by customer and is based on your creditworthiness.
Does Citi automatically increase the credit limit?
Does Citi automatically increase credit limits? Yes, Citi offers automatic credit limit increases. You might qualify for one if you have an excellent credit score if you make your payments on time and if you pay a significant percentage of your total amount due each month.
Is Citi Rewards a Visa or Mastercard Card?
Get a new Citi Rewards Mastercard from your phone or computer in an easy, paperless signup process.