Amazon Credit Card Payment Online

Amazon credit cards offer a convenient and rewarding way to shop on the e-commerce giant’s platform. With a range of options catering to different customer needs and preferences, these cards provide an array of benefits, including cashback rewards, special financing, and exclusive discounts.

Amazon Credit Card Payment
Amazon Credit Card Payment

When used responsibly, Amazon credit cards can enhance your shopping experience and help you save money along the way.

Amazon Credit Cards

Amazon offers several credit cards, each catering to different types of customers. The most popular ones include the Amazon Prime Rewards Visa Signature Card, the Amazon Rewards Visa Signature Card, and the Amazon Store Card. These cards are issued in partnership with financial institutions like Chase and Synchrony Bank.

  • Amazon Prime Rewards Visa Signature Card: This card is exclusively available to Amazon Prime members. It offers a variety of rewards, including 5% back on and Whole Foods Market purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. Additionally, cardholders get a $100 Amazon gift card upon approval.
  • Amazon Rewards Visa Signature Card: This card is available to all Amazon customers, not just Prime members. It offers 3% back on and Whole Foods Market purchases, 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases.
  • Amazon Store Card: Unlike the above cards, this one is designed for use exclusively on It offers special financing options for Amazon purchases, making it ideal for those who frequently shop on the platform.

How To Make Your Amazon Credit Card Payment

Amazon credit card payments are relatively straightforward, and you have multiple options to choose from:

  • Online Payments:
  • Mobile App
  • By Phone
  • By Mail

How To Make Your Amazon Credit Card Payment Online

If you wish to either meet the minimum payment requirement or settle your Amazon credit card’s outstanding balance, this frequently used Amazon credit card payment method entails accessing your account through the Synchrony Bank Amazon online credit center. To execute a single payment, adhere to the following steps:

  • Sign in to your account at
  • Hang your mouse pointer over “Payments” and subsequently opt for “View and Initiate Payments.”
  • Indicate your preference, whether it’s making the minimum payment or covering your current balance, statement balance, or a different amount.
  • Choose a specific date for the payment.
  • Input your bank’s routing number and your checking account number into the designated fields and confirm the transaction.

Synchrony Bank provides cardholders with an alternative method known as “Guest Payment,” enabling them to make a payment without the necessity of logging into their account. To utilize this feature, you’ll be required to input your card number, Social Security number, and ZIP code.

How To Pay Your Amazon Credit Card Bill by Phone

To make a payment of any amount via Synchrony Bank’s automated phone system for your Amazon credit card, you can also opt for assistance from a customer service representative by pressing zero. Here’s a guide on how to pay your Amazon credit card bill by phone:

  • Dial Synchrony Bank’s phone number at
  • Wait for the automated prompts and press “two” on your keypad.
  • Listen to the prompts and press “one” on your keypad.
  • Input your Amazon Store Card account number, which allows the system to recognize your account.
  • Follow the instructions provided by the prompts to complete your payment.

How To Make an Amazon Credit Card Payment by Mail

Send a check or money order made out to “Synchrony Bank / Amazon” with the remittance slip from your monthly statement for the amount you wish to pay to the following address:

Synchrony Bank / Amazon, P.O. Box 960013, Orlando, FL 32896-0013.

How to Make An Amazon Credit Card Payment by Mobile App

Amazon’s mobile app allows you to manage your credit card and make payments on the go. You can schedule payments, view your balance, and monitor your rewards.

  • Get the mobile app
  • Log in to your account
  • select your Amazon Credit Card
  • click “Pay credit card
  • And follow the instructions to enter your payment account number and routing number.

Benefits of Using Amazon Credit Cards

There are lots of benefits to enjoy when using this card. However, below are some of the benefits so far:

  • Rewards and Cashback: One of the primary benefits of Amazon credit cards is the opportunity to earn rewards and cashback on your purchases. This can result in significant savings, especially for frequent Amazon shoppers.
  • Special Financing Options: The Amazon Store Card offers financing options that can help make larger purchases. These options often come with no interest if paid in full within a specified time frame.
  • Exclusive Discounts: Amazon occasionally offers exclusive discounts and promotions to its credit card holders, making it even more enticing to use these cards for your purchases.
  • No Foreign Transaction Fees: Many Amazon credit cards have no foreign transaction fees, making them ideal for international travel or online shopping from foreign sellers.


Does Amazon Take Credit Card Payment?

Yes, they accept credit and debit cards.

Is Amazon Credit Card instant approval?

Getting approved for the Amazon Credit Card can be a quick process, often taking just a minute if you meet the card’s approval criteria. If instant approval is not granted, the typical timeline for a decision on your application is usually two to four weeks. The same timeframe applies to the Amazon Store Card as well.

What Do You Need For An Amazon Credit Card?

If you are applying for the Amazon Store card, you will need a score above 640.

Can I use an Amazon Credit Card anywhere?

You can anticipate using your Amazon credit card at establishments that accept Visa, allowing you to make purchases not only across the United States but also in more than 150 countries globally. Unlike store-specific cards restricted to a particular retailer, an Amazon-linked Visa card functions much like a standard credit card in many respects.



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