www.mygenesiscredit.com is a website owned by Genesis FS Card Services and users can register their Genesis credit card on this website. Want to know how to register and log in to your www.mygenesiscredit.com account? If your answer is yes, keep reading this article.
There is a lot to say about the brand called My Genesis Credit. To start this off, I‘d like to give a brief explanation about the company, what it does and some other key details.
My Genesis Credit
My Genesis Credit is a brand of Genesis Financial Solutions (GFS), a company that was established by a set of financial executives who share the same belief that everyone deserves the privilege of enjoying quality credit financing.
The company, Genesis deals with providing financial solutions for people who are turned down by primary lenders. The genesis platform or company is a sure option for any consumer who wants a prime-like financing experience. It is dedicated to meeting the needs of its customers and providing first-class service.
More About Genesis Credit
The company has provided an opportunity for near-prime consumers to get prime loan opportunities as much as they can. A Near prime consumer, in this case, is a customer or a borrower whose credit score does not qualify them for the best interest rates on loans.
In lay terms, this means that this consumer or borrower does not have the best credit history ( the record that shows a borrower‘s responsibility in repaying debts) to qualify for loans or to get loans with good interests.
My Genesis Credit Cards
There are three types of credit cards offered by this company. Here they are;
- Destiny master card with an annual fee of $55-99 and an ongoing APR (annual percentage rate) of 24.9%
- Indigo Platinum Mastercard with an annual fee of up to $99 and an ongoing APR of 24.9%
- Milestone Gold Mastercard with an annual fee of $35 to $99 and an ongoing APR of 24.9%
How to Use My Genesis Credit
The question here is, How does my Genesis Credit Function?
The thing to note here is that the company offers credit cards for near-prime consumers ( you can always refer upwards for the definition). Now, My Genesis Credit offers three types of credit cards for these types of consumers. A briefing of them is given below.
How to Register Genesis Credit Card
If you want to register your card on this platform, follow the steps below;
- Go to the official website at mygenesiscredit.com
- Click on “Register Your Account”.
- Enter your “Card Number”, “Name”, “ZIP code”, “Date of Birth” and “SSN”.
- Indicate if you do not have a card number
If you have followed the process above, then you have successfully created an account. You can now log in to your account at any time of the day.
My Genesis Credit Login
If you have an account at the My genesis credit online platform, you can log in with the steps below;
- Visit the Genesis credit card portal with the URL www.mygenesiscredit.myfinanceservice.com
- On the required field, fill in your “Username” and “Password”.
- Click on “Login”.
With the steps above, you can now log in to your account at any time of the day.
How to Make Genesis Credit Card Payment
Finally, we are going to show you how you can pay your genesis credit card bill online. You can do this with the following methods;
How to Make Genesis Credit Card Payment Online
To do this, follow the steps below
- Go to mygenesiscredit.com
- Login to your account with your “Username” and “Password”.
- Go to the “Bill Payment” tab at the top of your page.
- Follow the instructions on your screen to make your payments.
With the steps above, you can pay your credit card bill online from the website.
How to Make Genesis Credit Card Payment by Phone
You can also do this by calling the customer care unit of the Company, you can get the phone number at the major website of the brand, www.mygenesiscredit.com.
How to Make Genesis Credit Card Payment Via Moneygram
To pay the bill using money gram, follow the steps below;
- go to the website mygenesiscredit.com
- log in to your online account, or find your nearest money gram location
- use the following as the company name “Genesis FS Card Services“
Apply for Genesis Credit Card
You would receive a mail offer from the Genesis credit card issuer before you can apply for the card online. This mail offer contains the Application code which you would use for the credit card online application.
How to Apply for Genesis Credit Card
Having known what the Genesis credit card is all about, you may wish to apply for one. To apply for any of the Genesis credit cards, follow the steps below:
- Visit the Genesis credit card application page with the URL www.genesis-fs.com
- Navigate to “Consumer Solutions” at the top right corner of your display screen.
- Click on the credit card you want to apply for (i.e Destiny master card).
- Scroll down the opened page and click on “Apply Today”.
- Enter your “Application code” and “ZIP code”.
- Click on “Get Started”.
Follow the rest instructions on your screen to complete the process.
Genesis Customer Service
If you are having issues with your Genesis credit card payments or you want to report your stolen or missing credit card, you should contact the customer service unit immediately. You can visit the customer service page here and call the given number or send a mail.
Frequently Asked Questions
How do I Get the Genesis Credit Card Mail Offer?
The Genesis credit card mail offer is what gives you access to apply for the card online. You need to pass the prequalification test before you can get this mail offer. To check if you prequalify, go to the Genesis Financial services webpage at www.genesis-fs.com
Under “Consumer Solutions” tap on the card you want to apply for and tap on “Prequalify Today”.
Where Can I Use My Genesis Credit Card?
If you have been asking the question, Where Can I Use My Genesis Credit Card? Here‘s your answer. The credit cards provided by this platform can be used anywhere a master card is accepted or only at the specified retailer that your card is affiliated with.
The genesis credit card can be used in the following places;
- The genesis store credit cards cannot be used anywhere outside the store that they are branded eg, home depot store cards can only be used at home depot.
- The genesis master card can be used anywhere the master card can be used, e.g the indigo master card.
Who can Use My Genesis Credit Cards?
Since the platform was created for near-prime and nonprime consumers, a credit card is only given to such people (consumers with credit scores under 669). This means that almost anyone can qualify for this credit card no matter what their situation. if you do not qualify for this card, the issuer can suggest card options from another bank.
What Credit Score Do I Need to Apply for Genesis Credit?
The Genesis credit card is designed for those who have bad credit scores. So, you can apply for this card even if your credit score is below fair (680).
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