This article would discuss in detail, everything you need to know about Wells Fargo Credit Card. Wells Fargo is a financial company that offers four credit card options to eligible customers. If you are interested in applying for any of these credit cards, this article is for you.
Wells Fargo Credit Card
The Wells Fargo Credit card is issued by Wells Fargo Bank which is one of the most valuable brands of Wells Fargo & Company. Other financial services offered by Wellsfargo Bank is includes personal banking, online banking, mobile banking, investment and wealth management services, loans, and lots more. This article would be focusing on the Wells Fargo Credit cards. The credit cards offered by the bank include:
- Wells Fargo Reflect Card.
- Bilt World Elite Mastercard.
- Wells Fargo Active Cash Card.
- And lastly, the Hotels.com Rewards Visa Credit Card.
These cards come with no annual fee, 0% intro APR rates, and cashback rewards.
creditcards.wellsfargo.com is the Wells Fargo credit card portal. This portal gives customers the opportunity to apply for any of the secured credit cards issued by the company. Also, cardholders can log in to their accounts on this portal to make payments, view their transaction history, update their personal information, and lots more. If you want to apply for a Wellsfargo credit card, this is the right website to visit.
Wells Fargo Sign Up
You can easily access the services of this bank online when you have an account on their website. When you have an account on the Wells Fargo online platform, the credit card application process would be much easier for you. However, you can still choose to apply for the credit card even if you don’t have an account on the platform but is recommended you sign up for an account.
How to Sign Up for an Account on www.welllsfargo.com
Follow the steps below to create an account on the website:
- Open a web browser on a device connected to the internet.
- Enter the URL www.wellsfargo.com to visit the Bank’s official web page.
- Navigate to “Sign On” at the top right corner of your display screen.
- Click or tap on the three lines menu button at the top of your display screen.
- Choose “Enroll”.
- Enter your “Social Security Number” and “Date of Birth”.
- Next, choose “Continue”.
You can follow the next on-screen instructions to successfully create an account on the website.
Wells Fargo Credit Card Application
Applying for a Wellsfargo Credit card is very easy. You have the option of applying for the card online via creditcards.wellsfargo.com. You can also visit any of the Wells Fargo Bank branches near you. In this article, you would be educated on how to apply for credit cards online.
How to Apply for Wells Fargo Credit Card
The steps below would show you how to apply for this card online:
- Open a web browser on your internet-connected device.
- Enter the URL creditcards.wellsfargo.com to visit the credit card page online.
- If you previously received the card in a mail offer, click on “Respond to an Offer”.
- Go through the card options on the opened page if you have not yet received an offer.
- Click on “Apply Now” on the card that you want to apply for.
- If you have a Wells Fargo account, sign in to your account with your “Username” and “Password” to get the Prefilled application form.
- Indicate if you are a Wells Fargo customer.
- On the opened form, fill in your “Name”, “SSN”, “Date of Birth”, “Country of Citizenship”, and “Mother’s maiden name”.
- Provide your “Contact Information” and “Financial Information” and every other detail required of you.
- Carefully read through the terms and conditions on the page and tick the boxes indicating that you agree.
- After this, click on “Submit”.
The online application process would be completed when you submit the form.
How to Activate Wells Fargo Credit Card
There are three ways you can activate your new Wells Fargo Credit Card. When you receive a new Wells Fargo card, you cannot use the card for transactions until it has been activated. You can active your card by using any of the methods listed below:
- Online: To activate your credit card online, go to wellsfargo.com and click on “Sign On”. Log in with your “Username and “Password” and click on the card activation link. Follow the rest instructions on your screen and provide your card number to complete the process.
- Wells Fargo App: You can also download the Wells Fargo app on your mobile device and log in to your account. When you are logged in, choose your card from the list of accounts and follow the instructions on your screen to activate it.
- By Phone: You can call the Wells Fargo customer service phone numbers to activate your card. The Wells Fargo Credit card phone numbers can be located on the customer service page here.
These are the methods that you can use to activate your card. The activation process is easy and takes only a few minutes.
Wells Fargo Credit Card Login
You can sign in to your Wells Fargo account at any time to pay your bills, set automatic payments, update your personal information and carry out other transactions. You can also view your credit card rewards and redeem them with your credit card account. The next section of this article contains a detailed guide on how to access your account on the credit card website.
How to Login to your Wells Fargo Credit Card Account
Follow the steps below to carry out this action:
- Go to wellsfargo.com
- Navigate to the “Sign On” button at the top right corner of the page and click on it.
- Enter your “Username” and “Password”.
- Click on the “Sign On”.
With this, you would be able to access your account. If you can’t recall one of your login details, click on “Forgot username or password?” at the bottom of the page to recover it.
Wells Fargo Credit Card Payment
To pay your Wells Faro credit card bills, you can log in to your credit card account on creditcards.wellsfargo.com and tap on the “Bill Pay” tab on your dashboard. Alternatively, you can pay your bills via the Wells Fargo mobile or contact the Customer service unit.
Wells Fargo Customer Service
The customer service unit of this bank is open to customers who have issues with their services. You can request your credit card activation and payment when you contact the customer service unit. The representatives of this unit would respond to your questions about your account, business, property, credit and debit card, and lots more.
To contact the Wells Fargo Customer service, go to www.wellsfargo.com and click on “Help” at the top right corner of your display screen. You can choose to book an appointment or locate and visit any of the bank branches near you.
Is it Hard to get a Wells Fargo Credit Card?
Getting approved for the Wells Fargo Credit card is not hard provided you meet the credit score requirements and are considered creditworthy by the bank. Also, you should provide your accurate personal information to increase the chances of you getting approved for the card.
What is the Minimum Credit Score Needed to Apply for the Wells Fargo Credit Card?
To apply for a Wellsfargo credit card, you need to have an excellent credit score. This is from 700 and above. The Bank also considers business owners with a bad credit score and history.
How do I pay my Wells Fargo Credit Card Bill?
You can pay your credit card bill online at creditcards.wellsfargo.com or with the Wells Fargo app. You can also make your payments over the phone by calling the customer service unit. These methods have already been discussed above.
Can I pay my Wells Fargo Credit Card Bill with Cash?
Yes, you can. To pay your credit card bills with cash, you have to visit any of the Wells Fargo Bank branches. Payments with cheques are also permitted. You can send a cheque through mail to Wells Fargo Card Services but cash payments are not allowed through the mail.
Does Wells Fargo Charge for Online Bill Pay?
No, you are not charged any additional fee for making your credit card payments online. Online bill pay is the fastest and easiest method to pay your credit card bill. You can also set up automatic payments online.