US Bank offers different options of Credit Cards to eligible customers. If you are looking for a cashback, rewards or no annual fee credit card, you can choose from any of the credit card options offered by USA Bank.
This article is going to discuss in detail what you need to know about credit cards. So, keep on reading.
US Bank Credit Card
US Bank is a financial institution that offers personal and business banking services to customers. One of the financial solutions offered by this Bank is the credit card.
No matter the category of card you are looking for, you can always find a US Bank that suits you. As you read on, you will learn more about these credit cards and how to apply.
US Bank Credit Card Reviews
Having a knowledge of the US Bank Cards will help you determine which one is best for you. US Bank offers six different types of credit cards. This section of the article will give you a review of each of them. The US Bank credit card options are discussed below.
U.S. Bank Altitude Go Visa Signature Card
The U.S Bank Altitude Go Visa Signature Card is a credit card under the rewards category. The card comes with no annual fee and 0% introductory APR on purchases made within the first 12 months. The rewards earned by cardholders are in the form of points.
Cardholders earn points when they use their cards at grocery stores, grocery delivery, gas stations, restaurants, etc. You also earn points with this Card when you use it for other eligible purchases. In addition to this, the points do not expire and there are no fees charged for foreign transactions.
U.S. Bank Altitude Connect Visa Signature Card
The U.S. Bank Altitude Connect Visa Signature Card is another type of Rewards credit card with a Zero intro annual fee. Cardholders earn points when they use their cards for car rentals, prepaid hotels, and travel.
Points are also earned when the card is used at gas stations, grocery stores, and on other eligible purchases. Another advantage of this card is that cardholders get streaming bonuses and the flexibility of paying over time. Cardholders can use their cards for contactless payments and there are no foreign transaction fees.
U.S. Bank Cash Visa Signature Card
The U.S. Bank Cash Visa Signature Card is one of the best credit card options for you if you want a Cashback credit card. U.S Bank offers 0% intro APR for the first 15 months to cardholders.
Cardholders also enjoy cashback on eligible purchases within the two categories they choose. In addition to this, cashback is earned in one everyday category. This includes grocery stores, restaurants, gas stations and lots more. This credit card has a Zero annual fee also.
U.S. Bank FlexPerks Gold American Express Card
The U.S. Bank FlexPerks Gold American Express Card is a reward credit card that allows cardholders to earn points for eligible transactions. The points earned are called FlexPoints. FlexPoints are earned when the card is used on prepaid hotels and car rentals.
Points are also earned on dining, restaurants, gas stations, and other eligible purchase. this credit card has an annual fee also. Other added benefits on this credit card include Paying over time, complimentary Wei-Fi, the connection from American Express and Global Check or TSA Precheck.
U.S. Bank Altitude Reserve Visa Infinite Card
The U.S. Bank Altitude Reserve Visa Infinite Card is a travel reward credit card. cardholders enjoy Airport Lounge access, TSA precheck, Luxury hotel collection, and flexible methods of redeeming their rewards.
In addition to this, cardholders get world-class service and zero foreign transaction fees. This US Bank credit card has an annual fee and you can use it to earn points on a prepaid hotel, car rentals, mobile wallet spending, and other eligible travel purchases.
U.S. Bank Visa Platinum Card
The U.S. Bank Visa Platinum Card is a Zero intro APR card that comes with no annual fee. With this card, you get access to check your credit score. This credit card is rated as one of the best credit cards for 0% intro and APR and balance transfer. Although the card has no rewards attached to it, it is a good choice for you if you want to pay your bills with balance transfers.
US Bank Credit Card Pre Approval
US Bank carries out a pre-approval check before applicants are approved for a credit card. However, you cannot carry out this preapproval check online because the Bank does not have an online tool for it. The Bank will send a pre-approved offer through mail to you.
If you have received a pre-approved offer from US Bank in the mail, click on the link listed in the mail. When you do this, you will be redirected to a page where you will be asked to enter the given invitation code. Follow other prompts on your screen to complete the process.
A pre-approval does not automatically mean that you will be approved for a credit card. But it raises your chances of getting a credit card.
US Bank Credit Card Application
Having known the benefits of the US Bank card, you may be interested in getting one. The easiest and fastest way to apply for this credit card is to do so online. When you apply online, you will be required to provide your personal information, security information and other vital details.
the application form has been submitted, it will take 7 to 10 business days for your application to be approved or denied.
How to Apply for US Bank Credit Card Online
To apply for a credit card online, follow the steps below:
- Open a web browser on a device connected to the internet.
- Enter the URL www.usbank.com into the search bar.
- Scroll down the opened page and click on “All Credit Cards” on the page.
- Go through the card options listed on the page.
- Under the card that suits you, click on “Apply Now”.
- On the opened page, enter your “Name”, “Email address”, and “Mobile Address”.
Proceed to the next step and click on “Save and continue”. Follow the rest instructions on your screen to complete the application process.
US Bank Credit Card Activation
After you receive a new US Bank Credit card, you need to activate it before you can use it. You cannot use your U.S Bank credit card for purchases and other transactions until you have activated it.
To activate your credit card, call the number printed on the back of your card. When you do this, you will be asked to provide your Card Number and Expiration date. With this, your card will be activated and ready for use.
How to Sign Up for US Bank Credit Card
To register your credit card for online access, follow the steps below:
- Visit the U.S Bank web page online with the URL www.usbank.com
- On the opened page, click on “Login” at the top right hand.
- Click on “Create a username and password” from the drop-down menu.
- You will be redirected to a new page, fill in your “Card Number” and “Last 4 digits of SSN”.
Follow the rest instructions on your screen to complete the account sign-up process.
US Bank Credit Card Login
After you have created an account on the website, you can log in at any time to pay your bills, set up automatic payments, update your personal information, review and redeem the rewards on your card and lots more. You can either access your account online or with the US bank mobile app.
How to Login to your U.S Bank Credit Card Account
To access your account on the website, follow the steps below:
- Enter the URL www.usbank.com into the search bar.
- Navigate to “Log in” at the top right corner of the page and click on “Login”.
- Fill in your “Username” and “Password” on the drop-down menu.
- Click on “Log in” at the bottom of the page.
If you have forgotten any of your login details, click on “Get Login Help” and follow the directives to recover them.
Is It Hard to Get a U.S. Bank Credit Card?
Getting a U.S Bank credit card will not be hard if you have a good or excellent credit score. However, a good or excellent credit score is not the only requirement for getting a credit card. Your credit history, income and debt-to-income ratio will also be considered when you apply for the card.
What are the Requirements Needed to get a U.S Bank Credit Card?
The requirements for the U.S Bank credit card depend on the type of credit card you are applying for. Generally, you need a good or excellent credit score to qualify for the card. You also need to be at least 18 years and have a Social Security Number to get the card.
How Can I Improve My Credit Score?
Your credit score is very important because it helps you get a good credit card offer. To improve your credit score, pay at least the minimum on your payment due date. Also, spend below your credit card limit and avoid opening too many accounts to maintain your credit score.