What is Rategenius? Rategenius connects people with the best auto loan rate. Many people have always asked the question of whether Rategenius is an auto loan company and have often been left at crossroads as to what the company is really about.
The platform is more like a marketplace connecting people with lending corporations and partners. The platform is more like a middleman. It can also be seen as a meeting ground between people and businesses with lending corporations.
The company was founded back in 1999 in Texas. The company has the sole goal of impacting the financial lives of its customers. The company connects people and businesses in finding the best auto loan rates. And how does the company do this? It is simple!
Rategenius uses its platform together with its network of more than 150 lending institutions regionally in accessing multiple offers and then presenting the best offer and option for a customer.
How Rategenius Works
The platform is meant for three types of persons which are the consumers, lending partners, and employees. And in this post, we are going to be exploring each of these niches. The Rategenius auto refinancing process is simple, easy, and fast.
And as a company with the largest lender network and unparalleled customer service, it is quite understandable why the company is the largest, most trusted, and most used auto refinancing platform and provider in the country. As a consumer looking for the best auto refinancing rates, you really should try out the services of Rategenius
If you also wish to become a lending partner of this company, there is space for that. The company provides filtered auto refinancing volume within various lending institutions’ membership fields and the right guidelines on a pay-for-performance model.
With Rategenius’s proprietary system, the loan share volume is easily expanded and grows continually and also improves portfolio performance without having to increase operational costs.
If you wish to grow under the wings of Rategenius and its expertise as an employee and an individual, then it is possible. This platform and company promote culture and it also encourages business, professional and personal growth.
Rategenius focuses more on the highest quality environment for people technology and products. The company also facilitates a cohesive community by encouraging and actively facilitating communication between all personnel.
Pros and Cons of Rategenius
Rategenius is a very professional platform no doubt, but that does not mean that there are no drawbacks to the company. The pros and cons of Rategenius are highlighted below;
- The company works with over 150 lenders all over the united states of America
- Rategenius also handles the process of auto refinancing from the very start to finish
- Applying for an auto loan on this platform only takes a few minutes to complete
- The company offers a minimum refinancing balance of $10,000
- Rategenius only refinance and lease buyout loans
If you are in the market looking for a platform or an agency to refinance your auto loan, Rategenius will be a very good place if not the perfect place to begin your search.
And with a network of almost 200 lenders with different requirements, the competition and comparison in the platform aim to help you get better rates and also compare them.
How to Apply On Rategenius
Applying on this platform online is fast and simple. It only takes a few minutes over the phone or online whichever way you prefer. Immediately you submit your application, the platform will try and match you with the lenders in its network that are offering auto refinance loans with the best rates that you qualify for.
If your request is accepted, you will immediately get an offer and may be able to start the refinancing process in 24 hours’ time. This platform unlike other platforms it aims to pair you with lenders that are right for your type of situation.
And if your application is approved the company will then work with you in a bid to complete the entire auto loan refinancing process from paperwork processing to handle the title transfer. To apply for auto loan refinancing, go to Rategenius and click on the apply tab. On the application page, choose the option that best describes your situation and follow the prompts to submit your application successfully.