The Ramp Corporate card is one of the best credit cards for small business owners. This card is designed to meet the needs of small business owners as it helps them save on everyday purchases.
As an entrepreneur, there are so many benefits of you getting this card. Want to learn more about this card? This article has got you covered!
Ramp Card
Most small business owners find it difficult to manage their business expenses. Due to this, getting a credit card becomes an option. But some business cards come with features that may not be suitable for their businesses.
If you are a business owner looking for a good card for your company’s expenses, you should learn more about the Ramp card. This card helps you save money, and earn rewards.
Ramp Card Reviews
As earlier stated, the Ramp card is a good card for business owners. This card offers an unlimited 1.5% cash back on every eligible purchase. The card is one of few business credit cards that require no personal guarantee.
Unlike most business cards that ask for your personal Social Security Number, you are sure of protecting your personal finance and credit score with the card. Missed or late payments will not be added to your own credit reports.
This card does not come with interest as you are required to pay your balance in full on the due date. You are not allowed to carry over the balance on the card as it can affect your business budget.
Unlike other card issuers, Ramp does not carry out a credit check on applicants. The credit limit on the card is high and it depends majorly on the cash balance of the company. virtual cards are also issued to applicants and they can control the spending limit on the card.
Another advantage of this card is that the Ramp analyzes your business spending data and suggests ways for you to save. Having known this much about the card, you shouldn’t hesitate to get it for your business.
Ramp Card Requirements
To get the Ramp card, you need to prove that you are a business owner by providing your Employee Identification Number (EIN). You may also need to provide your Social Security Number. You also need to provide your business email address and estimated monthly expenses of your business.
Since the card requires no personal guarantee, your personal finances and credit will not be affected. These are some of the requirements needed to get the card. During the card application process, you may also be required to provide more information.
Ramp Application
Because the Ramp card is solely for business owners, the application process is quite different from that of a normal credit card. To get the Ramp card, you need to sign up with your work email on the card Portal. After signing up for an account, your eligibility for a card will be determined.
When you get approved for the card, you will receive it in the mail within 7 to 10 business days. Before this card arrives, you will be given a temporary virtual card that you can use for transactions.
Ramp Card Sign Up
If you want to save on your business expenses, you should get a Ramp card. When you sign up for the card online, you will be required to provide your work email. You don’t need an excellent credit score to sign up for this card.
Your limit will e set based on your company’s cash balance. During the signup process, you will be required to provide your Employee Identification Number (EIN).
How to Sign Up for Ramp Card Account
Are you interested in getting the Ramp corporate card? If yes, follow the steps below to sign up for an account:
- Open a web browser on a device connected to the internet.
- Enter the URL www.ramp.com This will take you to the Ramp card page.
- Enter your “Work Email” in the required field.
- Click on “Get Started”.
- Choose the number of employees you have on the next page.
- Next, choose your company’s current budget.
- Choose the amount you have in your business bank account.
Follow all other instructions on your screen to complete the signup process. This should take not less than 15 minutes to be completed.
Ramp Card Login
After getting a Ramp card, you can sign in at any time to manage your card account. With your account, you can pay bills, set automatic payments, add authorized users and monitor your spending. Your account also gives you access to the analytical tools provided by the company.
One amazing feature of this card is that you can restrict spending to specific vendors. When you get virtual cards for your employees, you can set the card limit by amount, category, or time.
But you can only do this when you log in to your account. Don’t know how to log in to your account? Read on to get a detailed guide on how to do so.
How to Login to your Ramp Card Account
To access your Ramp card account online, follow the steps below:
- Visit the card page with the URL www.ramp.com
- Navigate to “Sign In” at the top right corner of the page and click on it. This will take you to the sign-in page.
- On the opened page, fill out your account “Email Address” and “Password”.
- Click on “Sign In to Ramp” at the bottom of the form.
You can also choose to sign in to your account with your Google account or with your identity provider.
How to Reset Forgotten Ramp Login Password
Sometimes, it’s hard to remember your account login password. If your case is so, you can easily reset it with the guide below:
- Connect your device to the internet.
- Visit the Ramp card login page with the URL ramp.com/sign-in
- Locate “Trouble Signing in?” and click on it.
- Provide your “Email Address” in the required field.
- Click on “Reset Password”.
A password reset link will be sent to you via email. Follow the instructions on your email and click on the link to successfully reset your account password.
Ramp Card Activation
Once your Ramp card arrived in the mail, you need to activate it before you can use it. There are two methods you can use to activate your card. You can choose to activate it via SMS with the phone number added to your Ramp account.
The fastest and most convenient way of activating your card is by doing so online when you log in to your account. The next section of this article will give you a detailed guide on how to activate your new card online.
How to Activate Ramp Card Online
To activate your new card, follow the steps below:
- Go to the Ramp sign-in page with the URL ramp.com/sign-in
- Provide your account “Email Address” and “Password” to log in to your account.
- You can also sign in to your account with Google or with your identity provider.
- When you log in to your account, click on the card icon on your dashboard.
- The card activation page will pop up on your screen.
- Enter the last four digits of your new card.
When you carry out the steps above, you will successfully activate your card.
Ramp Card App
As at September 1st, 2022, Ramp does not have a mobile application yet. This is stated on the company’s official website at support.ramp.com/hc/en-us/articles/5006739016211-Does-Ramp-have-a-mobile-app- With time, a mobile application will be designed for users. However, you can always make use of the Ramp website which is compatible with any web browser.
FAQs
Does Ramp Card Report to Credit Bureaus?
Yes, Ramp corporate reports to the major business credit bureaus. This helps you build your business credit. This card also helps you save more and earn rewards for your business purchases.
Does the Ramp Card Require Personal Guarantee?
No, Ramp does not require a Personal guarantee. The card does not also require a credit check. In addition to this, ensure you pay your card balance in full every month.
How do I Use my Ramp Card?
You can use your Ramp card at any store that accepts Visa cards. If you have a physical or virtual Ramp card, you can use it with Apple Pay or Google Pay Send.
READ ALSO:
- How to Fix Slow PC Startup – Why Does my PC Take So Long…
- How to Screenshot on an Acer Laptop
- University of Oxford Skoll Scholarship 2023 For Postgraduate Students Fully Funded – APPLY NOW!
- How to Manage Financial Assets
- Chipotle Workday Login at www.chipotle.com/order/sign-in
- Marriott Bonvoy Credit Card Application @ www.marriott.com/credit-cards.mi