If your vehicle gets involved in an accident, one of the things that come to your mind is how to get a Rental Car from Insurance Claim.
When your car gets damaged in an auto crash, you can get a temporary rental car for transportation until your card gets fixed. In this article, you will discover what you need to know about this topic. So, keep on reading.
How to get a Rental Car from Insurance Claim
It can be traumatic when you get involved in an accident. Especially when you are not the cause of it. If this happens to you, you can file a claim with the at-fault driver’s insurance company to get coverage for a rental car. If you are the one responsible for the accident, you can make a claim with your insurer if you have rental car coverage.
Rental Car Insurance Claim
A rental car insurance claim is a request made by an individual to an insurance company to receive compensation for renting a car after an accident. You can file this claim with your insurer if you are at fault or with the insurer of the at-fault driver.
Most insurance companies offer rental car coverage. With this, policyholders can file a claim after their cars get damaged by an accident.
Should I File a Rental Insurance Claim with My Insurer or with the Other Driver’s Insurer?
After an accident, you may be confused about which insurer you need to file a claim with. If the accident is caused by the other driver, you should file a claim with the Insurer immediately so you can get coverage for renting a car.
This is because filing a claim with your insurance company can increase your premium rates. If you are the cause of the accident, you have to contact your own insurance company to confirm if your policy covers rental cars.
How Do I Get a Rental Car from an Insurance Claim?
Getting a Rental car from an insurance claim depends on whether or not you are the cause of the accident. The steps below will guide you on how to get a rental car if the accident is caused by another driver:
- Collect the details of the at-fault driver after the accident. This includes the Drivers Name, Number, Address, Insurance company, and policy Number.
- After this, the next step is to file a claim with the insurer of the at-fault driver to get a rental car.
- The fault of the accident will be determined by the insurance company. If you can’t wait for this, you can file a claim for rental coverage if your policy includes it.
- You can as well rent a car from your pocket if you don’t have rental car reimbursement coverage.
- If the insurance company of the at-fault driver accepts the fault, you will receive compensation.
The compensation received will cover the cost of a rental car, repair cost, medical expenses if there is any injury and other expenses.
How Long Will an Insurance Pay for Rental Car?
Different insurance companies have different time limits for how long they cover rental cars. Generally, most insurance companies cover rental cars for about 30 days. To get the exact period of time your rental car will be covered, check with your insurance company.
How Much do Insurance Companies Pay for Rental Cars
Insurance companies pay between $500 to $1000 to policyholders for rental coverage. This payment is for a period of at most 30 days and this provides enough time for your vehicle to be repaired.
If there was no collision but your car was damaged while you parked it, your insurance company will be responsible for covering the cost of a rental car.
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