Are you one of those wishing to enjoy the convenience of digital payments without a physical card? Everyone these days wants a convivence way to do things days. Zenith Bank virtual cards are another option for you can enjoy the convenience of digital payments without a physical card.
But what is a Zenith Bank virtual card and how to get it? In this article, we’ll explore everything you need to know about Zenith Bank’s virtual cards, from activation to security features.
Features and Benefits of the Zenith Bank Virtual Card
The Zenith Bank Virtual Card is designed with the modern employee in mind. It is easy to use, secure, and available to all Zenith Bank account holders.
Using the Zenith Bank virtual card, you can make online purchases, pay for services, and even use it in foreign transactions. This is why it is an essential card for many:
Zenith Bank’s virtual card information is encrypted, providing additional security for online transactions.
You can use the card without any additional cost. Yes, you read correctly! Obtaining the Zenith Bank Virtual Card is free for all account holders. That is, there is no additional cost for use. However, you may be charged a small fee for your purchase.
Conditions for Ordering A Virtual Card From Zenith Bank
Before starting the Zenith Bank Virtual Card application process, make sure you meet the following requirements:
- You have an active account with Zenith Bank
- Need to be registered in the online banking system.
- A valid BVN is also required (Bank Verification Number).
How to get a Zenith Bank Virtual Card – Step-by-Step Guide
Accepting the Zenith Bank Virtual Card is a simple process designed to benefit new and existing customers. Here is how to:
- Dial the USSD code of your Zenith Bank virtual card
First, get your mobile phone and dial the USSD code of your Zenith Bank virtual card *966*2273#. This code is the gateway to start applying your Zenith Bank Virtual Card.
- Follow the on-screen instructions to create your virtual card
A menu containing options will appear on your screen. Here is a step by step guide on how to get your Zenith Bank Virtual Card. Follow the on-screen instructions – it’s effortless!
- Get your Primary Account Number (PAN), Card Verification Value (CVV), and Card Expiry Date
Furthermore, you’ll need to keep your Zenith Bank virtual card details handy. Again, you can get this important information by dialing *966*2273# and choosing option “2”.
It’s a simple, discrete process. However, if you prefer your online virtual card from Zenith Bank, you can start from the next step.
- Apply for the virtual card online (optional).
For those interested in online banking, you can also follow the “Apply for Virtual Card” link on the Zenith Bank website.
Enter your BVN number and date of birth and confirm completion of your application. It is an easy process that is preferred by many tech-savvy people.
- Create a PIN for your Zenith Bank virtual card
Finally, you’ll need your Zenith Bank Virtual Card PIN to make secure transactions. Dial *966*2273#, select option “3” and follow the on-screen instructions to create a virtual PIN.
By following these simple steps, you will not only get a virtual card; With Zenith Bank, you open a world of convenience, flexibility, and security.
How to Use Zenith Bank Virtual Card
Now that you know how to get a Zenith Bank virtual card, you can use it for various online transactions like any physical card.
Whether you have a Zenith Bank Virtual Naira Card or a Zenith Bank Virtual Dollar Card, it’s easy to use:
- Online shopping
You can use Zenith Virtual Card for online purchases and choose Visa as the payment method you want to use when prompted.
- Billing and subscriptions
You can easily pay bills and various subscriptions such as Netflix or services.
- In-store payment
Although virtual cards are primarily intended for online use, they can also be used in shopping malls.
How to Get Zenith Bank Virtual Card Details
If you want to check your Zenith Virtual Card details, simply dial the Zenith Bank Virtual Card USSD code (*966*2273#) and follow the on-screen instructions.
You can find information like Primary Account Number (PAN), Card Validation Value (CVV), and Card Expiry Date.
Zenith Bank Virtual Card Limit – See What You Can Spend
Understanding the Zenith Bank Virtual Card Limit is essential to managing your online spending. Zenith Bank offers different card limits depending on the card type and customer preferences.
You can always check and change these limits through the Zenith Bank online banking portal or mobile application.
This ensures you don’t overspend while enjoying the flexibility of paying online.
Is Zenith Virtual Card free? Understand fees and charges
Many readers inquire if the Zenith virtual card is free. They ask the question. Although the card itself is free, there may be fees and charges depending on usage and card type.
It is advisable to check the payment system for the specific “Zenith Virtual Card” of interest to you.
For the most accurate and up-to-date information, always check the official website of Zenith Bank or consult their customer service.
Zenith Bank Virtual Card provides a convenient and secure way to manage payments online. Whether you’re shopping online, making payments, or managing subscriptions, this virtual card ensures a seamless experience.