The EBT Welfare refers to benefits accounts that EBT caters to. When talking about SNAP, a benefit program, one cannot exempt the use of EBT. Currently, in the United States of America, when benefits are being issued to eligible recipients, it is done via EBT cards. The EBT card contains the benefits and it is likened to a debit card.
EBT simply means Electronic Benefits Transfer. This Electronic Benefits Transfer is an electronic system in the United States of America. It allows a state’s welfare department to issue out benefits to recipients via magnetically encoded payment cards. The use of EBT cards is for the purchase of food items, cash benefits, or other social services. The card authorizes the payment from the federal account into the account of any approved store or retailer.
The use of EBT started in 2004. But the implementation of the use of this system on benefits programs, like SNAP, was in 2008. Now, all fifty states in the United States of America make use of EBT cards when issuing out benefits to the citizens of the country.
Before EBT came into fashion, all benefits programs make use of food stamps. Through the food stamps, the benefits can be redeemed. These stamps were restricted to only food purchases. Using coupons was also a way of getting benefits from the program. The changing of the program’s name from the food stamps program to the Supplemental Nutrition Assistance Program brought about the change from food stamps to EBT cards.
SNAP means Supplemental Nutrition Assistance Program. It is a federal assistance program to citizens administered by the USDA (United States Department of Agriculture) commonly known as the Agriculture Department, under FNS (Food and Nutrition Service). Because of it relevance and the impact it has made, the program has grown to be the largest nutrition program administered by the FNS.
This program was formerly known as the Food Stamps Program. SNAP is a federal program that helps to provide access to health and nutritious food for people who find it difficult to do so. The program gives out benefits in the form of food benefits or cash benefits, all in the bid to help citizens into self-sufficiency. Before one can receive these benefits, the person has to first apply for it.
Welfares of EBT
Like earlier mentioned, the EBT Welfare is the benefits accounts that Electronic Benefits Transfer covers. The benefit is SNAP. There are typically two general categories of benefits that are redeemed or accessed through EBT only. The categories are as follows are food benefits and cash benefits.
Food Benefits – EBT Cards
Food benefits are like tickets to getting food paid for by the government. The Food benefits are mostly for people who cannot provide people for their selves. They are federally authorized benefits that can only be used to buy food items and non-alcoholic beverages. SNAP has been saddled with the responsibility of distributing food benefits to citizens.
The food benefits on the EBT cards have restrictions on what can be bought. And what one is not permitted to buy with the benefits. The following are the kind of food and items one can buy with food benefits on EBT cards.
- Dairy products
- Plants and seeds fit for household consumption
- Vegetables and
Some of the items that one cannot buy using EBT cards are as follows’
- Paper products
- Hot foods
- Pet foods
- Household supplies
- Hygiene products like soaps, deodorants, menstrual care, etc.
- Food items that are consumable in the store
These are the items that one cannot buy using the EBT cards. It is highly prohibited. All purchases made with the EBT cards on food benefits can only be valid in authorized stores or retailers of SNAP. This goes to say that the EBT cards do not function in every shop.
The food benefits program helps to stretch your food budgets. It at the same time encourages healthy eating habits and nutrition. This thereby permits only stores or retailers that deal more with the sales of staple foods.
Cash benefits are monetary benefits given to citizens of the United States. A recipient of cash benefits on EBT cards can make cashback for the benefits received. This means that the benefits can be withdrawn from the card.
Although the money cannot be transferred directly from the EBT card to a personal account. The money can be withdrawn and deposited into the personal account. Only authorized retailers or participating ATMs can approve the cashback or cash withdrawals.
The cash in the Electronic Benefits Transfer cards can be used to pay for food items and also for services. There are several cash benefits and they include the state general assistance. Also, refugee benefits, and even Temporary Assistance for Needy Family (TANF) benefits.