Chase Ink business preferred credit card is a business credit card that provides generous travel rewards and benefits that can make business trips more affordable. You and your employees can earn 3x points per $1 on the first $150,00 spent in combined purchases in select categories each account anniversary year.
Hence, this should be good news for you as an employer or an owner of a firm as you can save up a lot from expenses carried out on business trips.
Chase Ink Business Preferred Credit Card
Chase Ink cash card is a very good credit card for business owners with good credit who want to earn cash back rewards and it’s easily worthwhile considering its $0 annual fee.
The Ink Business peered credit card is well worth it for most small business owners, especially in the first year of their business. Hence, between its sign-up bonus and its ongoing rewards, the average cardholder can get around $2,000 in value according to our estimates.
This card is owned and managed by Chase. Well, outside most of its amazing cards, this one took most people, most of all business owners off their feet.
However, with this Ink Business Preferred Credit Card Review, we believe, you have gotten a clear understanding of what the card is capable of doing.
Chase Ink Business Preferred Credit Card Credit Score
How hard is it to get a Chase Ink business cash card? Well, getting a Chase ink business preferred credit card could be difficult when you don’t have the needed or expected credit score.
Hence, it requires at least good or excellent credit for approval. You can say this would give you access to a high chase Ink business preferred credit card approval odd.
Furthermore, if your credit score is up to 700 or higher and you have a lot of income. However, it will be difficult for you to get approval for the Ink cash when you don’t, meet the needed requirement and have the necessary documentation.
Chase Ink Business Preferred Credit Card Limit
What is the credit limit on the chase ink business preferred card? When you open a chase ink business preferred card, you will get a credit limit of at least $5,000 and usually less than $25,000. If you want a limit of more than $25,000, you can request it and go through a more detailed review process.
Furthermore, it should interest you to know, that you can increase your Chase ink business credit limit. However, to achieve that fit, you will have to communicate with the customer service personnel for help on that.
To raise your chances of being approved for a higher credit limit, you will have to pay your bills on time for at least six months. Next, you will reduce your outstanding debt and update the income Chase has on file.
Chase Ink Business Preferred Credit Card Benefit
This is worth your time and consideration while getting chase ink is preferred if you have the spending capacity to earn the bonus plus, all points earned on the card are worth 25% more spent toward travel through chase unlimited rewards.
However, outside the above given, there are lots of benefits that are connected to this card which include:
- Ink Business Unlimited Card Benefits. This is not to say that there is no annual fee connected to the card.
- Rewards Earning. Cash back points. Unlimited 1.5x.
- Redemption options. True Chase Back, travel through unlimited rewards.
- Travel coverage. Auto rental collision damage waiver. Travel and emergency assistance service.
- Lastly shopping coverage. Purchase protection.
These and many more are benefits you would be accessible to when you have the Chase ink preferred business card.
Chase Ink Business Cash
Is Chase ink business cash hard to get? Do you have a good credit score? Well, we will really have to advise you not to apply for the card, unless your credit score is above 700.
Hence, based on data points from most members, some people who are approved for the ink business cash have a credit score of at least 700.
Notwithstanding, a cash card, when gotten, could give you access to cashback contenders for small businesses. Earn 5% cash back on office supplies and telecom service and 2%at restaurants and gas stations up to a limit.
Ink Business Unlimited
The ink business card is a no-annual small business card. It’s a simple rewards structure with valuable and great cashback business expenses in non-bonus earning categories. It can also be paired with another unlimited rewards card for optional values. Hence, this is one of the most amazing cards you can think of as business intelligence.
Chase Ink Business Preferred Credit Card Application
Having known much about this card, it would not be a bad idea to apply to get one for yourself. Don’t you think? Well, before, you go on with applying for this card, you should ensure you have all the needed requirements, such as “a good credit score, being a citizen of the United States, having your “SSN code, your name, your address, and lots more.
If you are finding the application process difficult, you have nothing to worry about, as we will be giving you a detailed rundown of the process.
How to Apply for Chase Ink Business Preferred Credit Card
Being a part of this amazing card and its benefits is overwhelming. Here are simple steps to consider when you want to apply for this card:
- Launch the website on your web browser or you can click on creditcards.chase.com/business-credit-cards/ink/business-preferred.
- Click on the “apply as a guest” button that is below the “sign in to apply faster”. This should be done when you are not having an existing account. However, if you do have an account, you will have to click on “sign in to apply faster.
- Wait for the website to load after you must have clicked on the “apply as a guest” button.
- Enter your information on the given form such as your “name”, “Suffix”, “date of birth”, “Tax ID type”, “SSN code”, “zip code”, “email” and “phone number”. Etc.
- Choose the legal business structure, legal business name, and desired business name on the card.
- Go through all the other information on the website.
- Check out the teams and conditions and click on the “agree” button, if you agree.
- Tap on the “submit” button below the given form.
Follow all other instructions on the website to complete the process on-site.
Chase Ink Business Preferred Credit Card Activation
Can’t I use my card without activating it? Is the activation process that important? Having gotten my card, should I still activate it? Well, the above questions are very sensitive, and we will be giving answers that will be of good help.
Here is what, the answer is: your card can not be used without activation. This is to say, that the functionality of your card, highly depends on its activation. Hence, the activation process cannot be surpassed.
How to Activate Chase Ink Business Preferred Credit Card
Are you having a hard time activating your card? Well, that should not be a problem anymore. You can use the guide below to help yourself out:
- Visit the website at www.chase.com/personal/offers/secureshopping.
- Click on the “contact us” button at the top right side of the website.
- Tap on “see help options”.
- Scroll down the website.
Use the available numbers to contact the customer service personnel to seek help on the activation process.
Chase Ink Business Preferred Credit Card Customer Service
Are you having any troubles with your card account, or you are having issues with using your newly gotten card? If that is the case, then you will have to reach out to customer service to know why and how you can work it out. Here are simple steps to consider when you want to reach the customer service department:
- Go to the website at www.chase.com/personal/offers/secureshopping.
- Click on the “contact us” button at the top right side of the website.
- Tap on “see help options”.
- Scroll down the website.
- Use the available numbers to contact the customer service personnel to seek help.
Make good use of all instruction or information given to you to help you overcome your challenges.
Chase Ink Business Preferred Credit Card Sign Up
With the above knowledge given to you, it is necessary to let you know that you have to own an account with the Chase platform. Is it important? “Yes”. It is very important; that you have an account with the Chase website.
This is because it will give you access to opportunities, benefits, and offers, and chase open service. Am sure you would not want to miss out on this. If the answer is no, then check out the next, heading to sign up for your account.
How to Sign Up for Chase Ink Business Preferred Credit Card Account
If you are interested in signing up for an account with Chase then you just made the right decision. However, you should ensure you have an existing account with chase bank before signing up for an account online.
Hence, if you are not having an account, you should locate any Chase branch near you to open an account. When that is done, you can use the steps below to sign up for an account:
- Navigate the website on your web browser to access the site or you can click on www.chase.com/personal/offers/secureshopping.
- Click on the “sign up” button below the log-in form on the right side of the website.
- Fill out the given form with your “account, card or application number”, “SSN number”, and “username”.
- Click on the “Next”.
Follow all other instructions on the website to complete the process on-site.
Chase Ink Business Preferred Credit Card Login
Having opened an account, it is important you log in to your account as often as you can to keep it activated. Hence, with an activated account, you can be able to manage your card account effectively. Notwithstanding, if you can log in to your account or you are finding it difficult, we will be giving you a helping hand to achieve that.
How to log in to Chase Ink Business Preferred Credit Card Account
Here are simple steps to consider when you want to log in to your account:
- Go to www.chase.com/personal/offers/secureshopping.
- Click on the “sign in” button on the right side of the website.
- Wait for the page to load.
- Enter your “username” and “password” on the given login form.
- Click on the “remember me” button to keep you signed in to your account.
- Tap on the “sign in” button below the log-in form.
With the above steps you will, you can be able to access your account at your convenience.
Does Chase Ink Pull Personal Credit for Business Cards?
Although the ink business preferred credit card is a business credit card, Chase still uses your personal credit score to make an approval decision. Of course, you will also need business income to qualify. However, you must be at least 18 years old. You have the best approval odds with a good excellent credit score.
Is Chase Ink Business Unlimited Hard to Get?
The ink business unlimited credit card earns an unlimited 1.5% cash back on every purchase. What credit score do you need for chase ink unlimited? You will need at least good credit to qualify for the link business unlimited credit card. Generally speaking, good credit is defined as a score of at least 690.
Is Chase Ink Business Preferred Metal?
“No”, the chase ink preferred is not the metal card. Chase has only two metal cards: the chase sapphire preferred card and the chase sapphire reserve. Metal cards are famous not only for their looks but their more lucrative rewards, rates, fees, and other perks.
How do you Get Approved for Chase Ink?
If you want the best odds of being approved for the chase ink business preferred, make sure you: Have a credit score above 700, but preferably 740+ operate a for-profit venture, like consulting or selling items on eBay. Wait long enough between Chase card applications.
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