What is the Capital one savor card credit limit? I bet you don’t know. And in this post you will, but only if you continue reading. If food rewards are important to you then you should consider adding the savor card to your list or wallet.
Capital One Savor Card Credit Limit
This card has lots of perks and among them, the premium earning rates for groceries and dining make it even harder to pass up on. This card also adds on a few benefits, introductory bonuses, and other many features to help attract and also keep clients that are not really foodies.
This card is good for consumers and people who spend high on entertainment and dining. People that will also appreciate this card are those persons that have expensive purchases to make and also to pay off gradually or they just want to pay off their debt faster with balance transfer strategies.
The credit limit for the capital one savor card is $1000. But there have been some reported cases from some cardholders to be as high as $10,000.
Capital one savor card features
This card has an intro APR purchase of 0% for up to 15 months. It also has 0% for balance transfers for up to 15 months. Other features include;
- Regular APR – 14.99% – 24.99% variable.
- Rewards – 1% – 3% cash back.
- Annual fee – $0.
- Welcome bonus – $200.
These are just about some of the many features and benefits of this card.
Capital One Savor Card Pros and Cons
There is hardly a downside to this card, but one thing we however know is that using this card has lots of benefits. And some of the pros include;
- There is no sign-up bonus.
- There are dining rewards.
- Entertainment rewards.
- There is no annual fee.
- And it has a great intro APR for purchases made.
These are some of the many pros of using this card. And just as mentioned, there are hardly any downsides to using this card. One downside to this card though is that there is a balance transfer fee for transfers.
Capital One Savor Card Details
After you spend $500 on purchases with this card within the first 3 months from the time you opened the account, you get to earn a one-time $200 cash bonus. You also get to earn unlimited 3% cash-back on entertainment, dining, popular streaming services, and platforms, and also at grocery stores excluding Walmart and target, plus a 1% cashback on all other types of purchases. You also get to earn 8% cashback on tickets purchased at vivid seats all through January 2023.
With this card, there is no form of rotating or changing categories or sign-ups needed in earning cashback rewards. You should also know that cashback will not expire for the life of the account and also there is no limit to how much you can earn with its rewards program.
There are no foreign transaction fees with this card and also there is no annual fee. There is also the 0% intro APR on purchases and also on balance transfers for the first 15 months which are; 14.99% – 24.99% variable APR after that.
Although dining and grocery spending using this card will get you premium rewards, that is not the only perk and advantage that comes with using this card. The sign-up bonus, 0% intro APR and no annual fee offer are also some perks to look out for when it comes to the capital one savor card.