AAA Credit Card which is also known as “AAA Member Rewards Visa Credit Card” is a card that offers travel friendly peeks such as common carrier accident coverage, supplemental collision damage coverage and three per cent cashback on certain travel purchases.
However, the card is offered by the Bank of America but owned by the “American Automobile Association”. Hence, if you travel often for business or leisure or maybe you are a current AAA member, this reward credit card would be a good offer for you. Moreso, to know more about this card, you should keep reading.
AAA Credit Card
American Automobile Association is a federation of motor clubs in North America, AAA is a privately held, however, not-for-profit national member associate and service organization.
AAA credit card customers participate in the member rewards programs for free. The card rewards points cans be redeemed for AAA-approved auto repair vouchers, AAA travel vouchers, cash back or statement credit, which allows versatility.
Hence, if you take advantage of the AAA credit card rewards in tandem with the many discounts that AAA offers, you might be able to save a lot of money.
AAA Credit Card Bank of America
The AAA member rewards visa credit card from Bank of America offers 3x points on eligible travel and AAA purchase, 2x points on gas, grocery store, wholesale club and drugstore purchases and one point per $1 on purchase everywhere else.
The AAA member rewards visa doesn’t have an annual fee. This is in line with some other cash back cards, like blue cash every day from American Express and Savor One reward from Capital One, that charge no annual fee and offer a 3% cash back category.
AAA Credit Card Review
The AAA member rewards visa credit card earns unlimited 3% cash back on all travel and AAA purchases, such as airfare, car rentals, hotels, cruises, rail transportation, AAA membership dues, and others product and services.
You can redeem your accumulated cash back points for air travel, hotels, car, rentals, hard cash and AAA award vouchers redeemable against AAA purchases. Hence, the minimum redemption threshold for other redemption options is 5,000 points ($50).
AAA Credit Card Application
Would you want to participate in the benefits that come with this card? If “YES”, the next, step you have to take is to apply for the card and ensure you are having all necessary requirements needed for the application. You may be wondering if there is a possibility you would not get the card if you don’t have what it takes to apply? Well, the answer to that question is yes.
However, applying for this card means you will have to purchase it from the AAA branch near you or visit the AAA website to make your application. Another option is that you can visit a BOA near you to apply directly for the card. Both ways, your card still accesses the card. Furthermore, you can also, Visit the BOA website to apply also.
How to Apply for the AAA Credit Card at AAA
To get this card, you will have to take the necessary steps to Apply for the card. However, if you are finding it difficult with that process, you can use the steps below to achieve that fit:
- Visit the website at http://www.aaa.com/aaa_travel/Financial/credit-card.html.
- When the website has opened, you can then click on the “Contact us” button at the top right side of the website.
- Scroll down the website.
- Pick any options available on the site to reach the customer service personnel to seek help on how to get a credit card.
We will advise that you follow all instructions that will be given to you by the help service to apply for your card.
AAA Credit Card Pre Approval
The AAA credit card is an excellent card and a solid travel option for low-spenders. However, after you must have applied for the card, you will have to be pre-approved, which will automatically confirm your card approval. Hence, to achieve this, you will be needing a good or excellent card score which is often time recommended for all applicants. The AAA card would be needing up to 670 or more credit scores for approval.
AAA Credit Card Activation
Having known how to apply for a card on the AAA website, and have gotten the card already, it is important you activate the card. To activate your new card, you will need the card number, the last four digits of your SSN and others. You can either activate the card online, by phone or by visiting a branch close to you. Notwithstanding, we will be giving you all you need to know about this process.
How to Activate your AAA Credit Card
Here are simple steps to consider when you want to activate your credit card:
- Lunch the website on your web browser to access the website or you can click on https://www.creditcard.acg.aaa.com/onlineCard/login.do.
- Click on the “activate card” button.
- Enter your “card number”, “last four of SSN” and “three-digit code” on the form given.
- Click on the “activate” button that is below the form given.
Follow all other instructions on the website to complete the process on the website.
AAA Credit Card Payment
Just like we mentioned before now, you can get your card in different forms and one of them includes you purchasing the card. However, AAA credit card payment is not just all about purchasing a card but also paying bills. To make your credit card payment, you can decide to do it online, in-store or with the help of customer service.
To make your AAA credit card payment online, you will have to visit the website. Hence, if you want to do it at a branch store near you, it also contains.
AAA Credit Card Benefits
The benefit described here are for just AAA members/ cardholders who resides in the greater Harford, Connecticut area, the Cincinnati tri-state area and more. Some of these benefits include No annual fee, a one-time offer, an introductory offer on balance transfers, and higher cash back at wholesale clubs. While others include:
- $0 liability guarantee for fraudulent transactions.
- Contactless payment.
- No intro APR on purchases.
- Optional overdraft protection.
- Paperless statement options.
- Digital wallet capabilities.
- Limited redemption options.
- Online and mobile banking.
- Account alerts.
- Lastly, free FICO Scores.
These and many more are benefits and features the card holds.
AAA Credit Card Customer Service
Are you have trouble with your account or your account? Would you like answers to those questions that are running through your mind? If yes, then the best thing to do is to reach out to AAA customer service for help. Hence, to do so, you will have to use the guides below:
- Navigate the website on your web browser to access the website or you can click on https://www.ace.aaa.com/financial/aaa-credit-card.html.
- Click on the “contact us” button that is at the top of the website.
- Make an option from the listed options and decide which means you would use to contact the AAA customer service when you feel you need their help.
With the above, you will be able to reach out to customer service at any time.
AAA Credit Card Sign Up
To access information and offers from the AAA website, you should have an activated account. Well, some might ask if it is necessary? But the fact is that you will really need to obtain a membership from the AAA card website before you can access all its services. Hence, to achieve this, you will have to sign up for an account.
How to Sign Up for AAA Credit Card Account
For those finding it difficult to sign up for an account, this step will guide you:
- Open the website on your web browser to access the site or you can click on https://www.creditcard.acg.aaa.com/onlineCard/login.do.
- Tap on the “enrol” button at the top of the website.
- Enter your “card number”, “three-digit security code”, “last four-digit SSN”, “your “zip code”, “4-digit pin”, “create a personal ID”, “enter a password”, and “email”.
- Click on the “submit” button that is below the form given.
Follow all other instructions on the website to complete the process on-site.
AAA Credit Card Login
With the above knowledge taken, it is important, that you have an active card, in other to carry out all transactions which include, making a transfer card balance, paying your bills, and redeeming the point you have earned and lost more. In addition, you will also be accessible to offer if there is any.
How to Log in to AAA Visa Credit Card Account
Here are simple steps to consider when you want to sign in to your account:
- Access the website at https://www.creditcard.acg.aaa.com/onlineCard/login.do..
- Fill out the given form with your “personal ID”.
- Click on the “Continue” button that is below the form.
Follow the above carefully, and you will be signed in to your account.
Do AAA Dollars Expire?
No. the AAA dollar would not expire, as long as you are an activated member.
What are AAA Loyalty Programs?
As a member of AAA, you have access to one of the world’s leading travel agencies and all the experience, savings, and value that go with it. Each time you travel with AAA, you earn rewards of up to a $500 gift card when you book you book your next vacation with select travel partners.
How do I Get AAA Discount?
Members can earn AAA dollars when shopping at participating partner locations at select AAA offices or on AAA.com through its AAA Dollar Online Mall, Where you will save and earn at over 2,000 name brand partners, including Walmart. Etc.
What is the difference between AAA and AAA Plus?
AAA Classic is our core membership product that sets the standard of excellence in roadside assistance and provides safety, security, savings and peace of mind to our members. AAA Plus enhances the Classic Membership Product benefits for those members that desire a greater level of coverage.