QuickCheck – How to Get a Loan from QuickCheck

I never knew about QuickCheck until a friend told me about it. The company is a lending company founded in the Year 2018 that provides short-term loans to individuals and small businesses in Nigeria. QuickCheck is not just based in Nigeria, It also operates in Ghana, Kenya, and India.

How to Get a Loan from QuickCheck

The company entirely operates through its mobile app and is aimed at providing financial assistance to underbanked consumers who struggle to access credit from commercial banks.


Just as the name implies, you can quickly collect a loan from QuickCheck following just a few steps. Ever since Its launch in the year 2018, Its number of users has risen to over 100,000. QuickCheck has given over $300 million in loans to over 1 million borrowers across its market.

This article will guide you on how to get a loan from QuickCheck, its requirements, its benefits and how it works.

QuickCheck provides a faster and more convenient borrowing experience that will help serve you. Because of this, it is considered one of the leading fin-tech lenders in Nigeria and has raised over $15 million in funding from investors.

What Are the Requirements To Get a Loan From QuickCheck?

The following are the requirements to borrow from QuickCheck:

  • Location

QuickCheck only operates in Nigeria, Ghana, Kenya, and India so you must reside in one of these countries in order to borrow from QuickCheck.

  • Mobile phone & internet access

You need a smartphone and an active internet connection to apply for and manage loans using the QuickCheck app.

  • Bank account Details

This is a crucial requirement in order to borrow from QuickCheck. Details like your BVN, Bank Name, ATM card, and others will be needed.

  • ID verification

Applicants must submit ID documents like national ID cards, driver’s licenses or passports for proper identity verification.

  • Contact info

Your contact information like your personal, work, and emergency contact details needs to be provided.

  • You must be an Adult.

How to Get A Loan from QuickCheck

Here are the typical steps in order for you to get a loan from QuickCheck:

Step 1: Download the QuickCheck app:

The first process starts by downloading the QuickCheck app on your Android phone. The app is only available on the Google Play store and it is only available for Android devices.

So in order to use QuickCheck, you will need an Android Device. The app isn’t available for IOS or Windows.

Step 2. Create an account

You will need to register by creating an account with QuickCheck. To do that, click the Signup button and enter your personal details like name, date of birth, phone number, and so on.

Step 3. ID verification

Upload a photo of your government ID card or passport for identity verification. Additional documents may be requested like those written in the requirement section.

Step 4. Link bank account

Connect your bank account that will be used to receive the loan amount and make repayments.

Fill loan application

Type in your requested loan amount, tenor, income details, and other information required in the in-app application form.

Step 5. Consent for data access

Ensure you give QuickCheck access to necessary requirements like access to mobile data, SMS, contacts lists, and phone logs that will help assess your creditworthiness.

Step 6. Wait for your loan to be approved

After following all the steps above, You will need to wait for QuickCheck to make a decision concerning your loan. Your loan decision will be approved faster if you have a good Credit Score.

Step 7. Disbursal

Once accepted, the loan amount is instantly sent directly into your connected bank account. Ensure you repay on time before the due date.

The entire end-to-end process from application to receiving the loan funds can be completed quickly in under 30 minutes in most cases.

Key Benefits that QuickCheck Loans

Here are some of the key benefits that QuickCheck loans offer to borrowers


QuickCheck loans are sent within 10 minutes for approved applicants, Because of this, it is one of the fastest ways to get short-term financing.


The entire application and borrowing process is done digitally through their mobile app, without any physical documents or in-person bank visits required. This makes it very convenient because each and every process can be done from the comfort of your home

No Collateral Required

Compared to traditional lenders, QuickCheck has more flexible eligibilities, without requiring the need for any collateral or credit history.

Small loan sizes

Loan amounts start from as low as 1,500 naira, allowing lower-income individuals to access formal credit.

No hidden fees

QuickCheck promises no hidden charges apart from the disclosed principal, interest, and late repayment fees (if applicable).

Repeated loans

However, a good repayment history allows qualified borrowers to access larger, subsequent loans for their growing needs.

QuickCheck Loan Interest Rate

On your first loan, the interest rate on your QuickCheck loan starts at as low as 5% per month. However, the general interest rates are variable between 2% and 30% with a corresponding monthly rate of 1 to 21%.

Loan Term Period

The loan Term Period ranges from a period of 4 weeks to 1 Year

Steps On How To Repay Your Loan On The QuickCheck App:

Step 1. Check Repayment Schedule

Open your QuickCheck app and go to the ‘My Loans’ section. Your repayment schedule will be displayed with dates and amounts due. Take note of upcoming due dates.

Step 2. Arrange repayment amount

On or before the repayment due date, ensure you have sufficient funds available to cover the scheduled repayment amount. You can repay the full outstanding loan early as well even before the due date.

Step 3. Select repayment method

Furthermore, QuickCheck provides multiple options to repay your loan installments:

  • Auto-debit from a linked bank account.
  • Bank transfer or deposit into QuickCheck account
  • Mobile money transfer
  • Debit/credit card payment
  • Cash deposits at designated bank branches

Step 4.  Continue repayment

Follow the same process for paying all your subsequent installments until your loan is fully closed. Don’t forget to Contact customer care if you face issues repaying on time.

You can also visit QuickCheck on https://quickcheck.ng/


QuickCheck as we have seen is one of the top fintech lender companies in Nigeria, Ghana, Kenya, and India. It offers fast and convenient short-term loans via its mobile app.

With over 100,000 users, it provides access to credit for underbanked individuals and small businesses.

QuickCheck’s process is straightforward with no collateral and competitive interest rates make it a valuable financial resource in these regions.



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