What is Medicaid eligibility? Medicaid in the United States is a federal and state program that gives support for healthcare costs for a particular set of people who has little or no income and resources. Also, Medicaid makes the provision of some benefits which are not covered by Medicare on a normal basis which includes nursing home care and personal care services.
The major difference between Medicaid and Medicare is that Medicaid takes care of healthcare costs for people with low incomes while Medicare makes provision of health coverage for people who are already old, although there are also dual health plans for people who have both Medicaid and Medicare. The Health Insurance Association of America made a description of Medicaid as “a government insurance program for people of all ages whose income and resources are not sufficient to pay for health care.
Eligibility Criteria for Medicaid
Before your application can be considered at all. You have to be aware that there are certain factors that you need to have implemented. These will give you a slot as an eligible applicant for Medicaid. And the necessary requirements that have to be implemented are listed below:
- The first factor that you need to implement is that you have to be located in the state of Florida, a citizen of the United States. You have to be a permanent resident or legal alien who is in need of health care or health insurance assistance. And does not have a good source of income or has no source of income at all.
- You have to be in the state of pregnancy or be the one to care for a child that is 18 years of age or younger.
- Blind, have a disability, or have a family member in your household who has a disability.
- You have to be the age of 65 years and above.
- Finally, before you can be considered eligible for Medicaid. You need to have an annual household income (before taxes) that is lower than some specific amounts.
How to Apply For Medicaid
The process of applying for Medicaid can be very fast. As long as you have the right steps to follow. One of the important things you need to do is to check through the eligibility criteria. This is to make sure you are eligible to apply for aid from Medicaid. If you are certain that you have fulfilled all the eligibility criteria, you can start to apply through the steps below:
- Firstly, apply at Healthcare.gov if you are 65 years of age or above and do not have Medicare.
- Apply online at “access”, or supply your details in a paper form. This application is used for low-income children, aged or disabled, pregnant women, and families who are not getting Supplemental Security Income.
- Also, you can make use of this application form to apply for food or cash assistance in addition to Medicaid.
- Lastly, submit the paper application by mail, fax, or to a local service center personally.