Want to know all about the IHG credit card? Read this article to the very end as it will contain all the necessary information you should know about this credit card. This information includes all the benefits of using this card, how to login and sign up to the online portal of this card, etc.
IHG Credit Card Review
The IHG Rewards Club Premier Credit Card is a great way to earn rewards on travel and everyday purchases. With the card, you can earn up to 25 points per dollar spent at IHG hotels, 2 points per dollar spent on gas and groceries, and 1 point per dollar spent on all other purchases.
The card also offers a generous sign-up bonus of 80,000 points after spending $2,000 in the first three months. Plus, you can get a free night award each year after your account anniversary. Additionally, you can earn a 10% rebate on all points redeemed for award nights.
IHG Credit Card Benefits
The IHG Rewards Club Premier Credit Card offers a variety of benefits to cardholders. You can earn up to 25 points per dollar spent at IHG hotels, 2 points per dollar spent on gas and groceries, and 1 point per dollar spent on all other purchases. Plus, you can get a free night award each year after your account anniversary. Additionally, you can earn a 10% rebate on all points redeemed for award nights.
The card also offers a variety of travel benefits, such as trip cancellation and interruption insurance, lost luggage reimbursement, car rental insurance, and more. Plus, you can take advantage of exclusive offers from IHG and its partners.
Other IHG Credit Card Offers
In addition to earning up to 25 points per dollar spent at IHG Hotels & Resorts worldwide, the card provides the following travel and purchase protection benefits:
- Fee credit for Global Entry or TSA Pre-Check
- Baggage Delay Insurance
- Luggage Misplaced Reimbursement
- Purchase Security
- Insurance for Trip Cancellation/Interruption
What you Can Redeem with your IHG Rewards Points
You won’t have to worry about maintaining a point balance as long as you continue to use your card. IHG Rewards allows you to redeem your points in a variety of ways, including:
- Staying at any IHG hotel worldwide with no blackout dates with Rewards Nights.
- You can browse the online catalog for name-brand products or gift cards from retailers and restaurants.
- Magazine subscriptions: it grants you access to get the most recent magazine subscriptions to stay up to date on what’s new in food, health, travel, fashion, business, and other fields.
- You can also download eBooks, games, music, movies, and other digital rewards.
- Points-to-miles: With IHG Rewards Partner Airlines, you can convert your points to airline miles.
- Donate: You can always Select a charity partner and donate your points to benefit local communities.
How to Apply for the Chase IHG Credit Cards
The process of application is very simple. Perhaps you do not yet have this card, follow the steps below to apply for one;
- First of all, go to the official website of the IHG credit card; https://creditcards.chase.com/
- When you get to the home page, click on the three horizontal lines at the top left part of the page.
- From the list of options revealed, click on “credit card”.
- This will lead you to a new page showing all the credit card options. Click “apply now” on any of the credit cards of your choice.
- This will lead you to a new page. Follow the on-screen process to complete your application process.
IHG Credit Card Login
The login process gives you access to the online part of your IHG credit card. Here’s how to log in if you already have online access;
How to Login to your IHG Credit Card Account
Follow the steps below to log in to your IHG Credit card account;
- First, go to the online website of the IHG credit card, ihg.com.
- When you get to the website, click on the sign-in icon.
- This will lead you to the official login page of the chase IHG credit card account. When you get there, fill up the sign-in form with the appropriate information such as your username and your password.
- After that, click “sign in”
Chase IHG Credit Card Sign Up
If you do not yet have online access to the portal, you can get access online by reading the steps below;
- First, get to the online portal of Chase IHG credit card at ihg.com.
- When you get to the website, click on the sign-in icon.
- This will lead you to the sign-in page. When you get there, click “sign up now”
- You will then proceed to the next page to complete your registration.
- You will be required to fill out a registration form with your personal information such as your account number, social security number, your preferred username, and password.
- After that, click next.
Follow the on-screen process to complete your registration process.
Rewards Program of the IHG Credit Card
Many people do not know that the IHG credit card has a reward program. The IHG Rewards Club Premier Credit Card offers an excellent rewards program. This is what necessitates all the rewards and benefits listed above in this article from the points gotten on transactions to the travel benefits and extra benefits.
Fees and Interest Rates of the IHG Credit Card
The IHG Rewards Club Premier Credit Card has an annual fee. The card also has a variable APR of 16.99% to 24.99%. There is no penalty APR, and there is no balance transfer fee. Additionally, there is no foreign transaction fee.
Customer Service of the IHG Credit Card
The IHG Rewards Club Premier Credit Card offers excellent customer service. Cardholders can access 24/7 customer service via phone, email, or chat. Additionally, cardholders can manage their accounts online or with the IHG mobile app. They can also take advantage of exclusive offers from IHG and its partners.
Frequently Asked Questions
What Are the Benefits of The IHG Card?
Some of the benefits of using the IHG card are;
- Fee credit for Global Entry or TSA Pre-Check
- Baggage Delay Insurance
- Luggage Misplaced Reimbursement
- Purchase Security
- Insurance for Trip Cancellation/Interruption
Is It Easy to Get Approved for The IHG Credit Card?
Although your credit score isn’t the only factor in determining whether you’ll be approved for the IHG Rewards Premier, the card is generally intended for users with good or excellent credit. In other words, for the best chance of approval, your score should be at least 670 (preferably above 700).
Are IHG Points Worth It?
IHG points are worth approximately 0.7 cents each. This is slightly more than most hotel points but less than World of Hyatt points, which have a base value of 2.8 cents each. Staying at IHG hotels is the most straightforward way to earn IHG points.
Can I Use My IHG Credit Card Anywhere?
You can earn IHG points with this card, which can be used almost anywhere in the world. However, because this is a Chase credit card, it is subject to the Chase 5/24 rule (you will not be approved if you have opened five or more credit cards from any bank in the previous 24 months, with the exception of most business credit cards).
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