GESA Home Loans – Apply for GESA Home Loans at

GESA Home Loans gives customers the opportunity to buy their dream homes or refinance their homes. GESA Credit Union is a financial institution that offers financial services and solutions to customers including home loans.

GESA Home Loans


This article would discuss in detail, everything you need to know about this home loan and lots more. So, keep on reading.

GESA Home Loans

GESA stands for General Electric Supervisor’s Association. This company is a credit union headquartered in Washington, United States. The services offered by this credit union to customers include checking and savings account, business banking, investing services, treasury management, commercial real estate, and loans. There are so many loans you can apply for from this company but this article would be focusing on home loans.

Types of GESA Home Loans

Due to the different needs of customers, GESA has designed various home loan programs. These loan programs are set up to meet the needs of customers no matter the stages they are in their home buying journey. The loan program offered by GESA includes:

  • Home Equity
  • Construction Loans
  • Home Equity Lines of Credit (HELOC)
  • ITIN Homes Loans
  • Adjustable-rate Mortgages (ARM)
  • 10-30 Year Financing
  • Jumbo Loans
  • Reduced Down Payment Options
  • Local Lenders & Local Approvals
  • Land Loans
  • Portfolio Products
  • Zero Down Home Loans
  • 3% Down Home Buyer Loan
  • 105% Purchase Loan
  • Conventional Loans

These are the type of home loans offered by the credit union. To choose the best home Loan to apply for, you need to speak with a loan officer.

GESA Home Loan Rates

The Home loan rates offered by the credit union depend majorly on the type of home loan. Other factors that affect it is includes the credit qualification of the applicant, debt to income guidelines, and lots more. GESA has a rate tracker online which you can use to find the rate of the loan you want to apply for.

How to Check GESA Home Loan Rates

To check your rates, follow the steps below:

  • Click here to visit the GESA rate tracker page.
  • Choose the loan you want to apply for,
  • Enter the Cost of the New home in the required field.
  • Fill in the “Down Payment”, “Seller Paid Closing Costs” and “Your Credit”.
  • Enter every other required detail on the opened form and click on “Find Rates”.

With the steps above, you will get the accurate rate attached to the particular home loan you are applying for.

How to Apply for GESA Home Loans

Having known what the home loans offered by this company are all about, you may be interested in applying for one. You can apply for the credit union’s home loans online with the steps below:

  • Connect your device to the internet.
  • Visit the GESA online page with the URL
  • Under “For You” click on “Loans”.
  • Navigate to “Home Loans” and click on it.
  • On the opened page, click on “Apply Now”.
  • Go through the details at the bottom of the page.
  • At the bottom of the page, select the type of loan you are applying for (Purchase, Refinance, Home equity, etc.).
  • Choose the state the property is located in.
  • Click on “Continue”.
  • Correctly fill in your “Username” and create a new password for your account.
  • Go through every other detail on the form and click on “Continue”.

Follow the rest instructions on your screen to complete the loan application process.

GESA Home Loan Application Status

Your Home loan application status is what indicates if your application for the loan would be approved. You can check your application status online at, with the GESA app, or by contacting the GESA credit union customer service unit.

GESA Home Equity Loans

GESA Home Equity Loans is one of the home loans offered by the GESA credit union. This home equity loan can be used for home improvement, paying off debts, covering educational expenses, vacations, and lots more. Your Debt-to-Income (DIT) ratio would be reviewed by the company before your application for the loan is approved. This loan has a 10-year draw period and a repayment period of 15 years. You can apply for a home equity loan with the guidelines provided in this article.


The GESA app is a mobile application that allows customers to access the products and services offered by GESA Credit Union. This app is similar to the GESA online Banking platform and contains more features. With this app, you can send and receive funds, pay your bills, apply for home loans, open a GESA account, request a credit card, and lots more. The app is free to use and available for both Android and iOS devices.

How to Download the GESA App on your Apple Device

The steps below would help you get the app on your device:

  • Connect your Apple device to the internet.
  • Launch the Apple app store on your device.
  • Use the Virtual keyboard to search for “GESA”.
  • When the app displays on your screen, click on “GET”.

Follow the rest instructions on your screen and the app would be installed on your device.

How to Download the GESA App your Android Device

To download the GESA APP on your Android phone or tablet, follow the steps below:

  • Tap on the Google Play Store on your internet-enabled device.
  • Enter “GESA” into the search bar.
  • Tap on “Install” when the application appears on your screen.

With this, the app would be downloaded on your device. You can log in to your already existing account with the app or create an account if you don’t have one.

GESA Credit Union Customer Service

If you are having issues with your loan application or payments, you should contact the GESA customer service unit. You can get the customer service phone numbers by clicking here.

Dial any of the numbers on the page, send a mail to the mail address provided on the page, or start a live chat. You can also request an appointment and while doing this, you should take note of the customer service opening hours at the bottom of the page.

Frequently Asked Questions

Does GESA Credit Union give Loans?

Yes, GESA gives loans to eligible applicants. Some of the loans offered by this credit union include auto loans, home loans, business loans, personal loans, student loans, and lots more. You can apply for any of these loans online or in any of the Branches.

How do I make my GESA Home Loan Payments?

You can make use of the GESA online and mobile banking services to make loan payments. You can log in to your account on or with the GESA mobile application to access the “Bill Pay” option.

Also, you can also visit any of the GESA branches or contact the customer service unit to make your payments. Also, you can make use of the GESA online payment center if you want to pay with a non-GESA account.

What does GESA Stand for in GESA Credit Union?

GESA stands for General Electric Supervisor’s Association and is a credit union that offers traditional banking services to customers. Other activities carried out by this credit union include scholarship programs, sponsorship of events, seminars and workshops, and lots more.

How do I Skip a Payment on GESA?

You cannot skip a payment unless you qualify. You can fill out the Skip a payment form if your loan has been opened for at least 12 months before the time of application. Before you proceed to do this, ensure that you have disabled any automatic payments you set up.

Is GESA Credit Union FIDC Insured?

GESA is not FIDC insured but it is insured by the National Credit Union Administration (NCUA). This means that when customers deposit their money into the credit union, it is protected against a loss of up to $250,000 by the National Credit Union Administration (NCUA). The purpose of this insurance is to protect customers from total loss in case the institution fails.



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