Speaking of Visa Prepaid Processing EDD Debit Card, EDD provides some benefits payments for Unemployment Insurance Claims, Disability Insurance, and Paid Family leaves using a single Visa debit card.
This debit card is a very fast and convenient prepaid debit card that makes your benefit payment gets to you with much security without being subject to a credit check or monitoring by the EDD. Let’s quickly move into some benefits of the Bank of America EDD card.
Benefits of the Visa Prepaid Processing EDD Debit Card
If you are already a beneficiary of the EDD debit card, here are the benefits you stand to enjoy;
- You can use it to make payment in stores, online, and by phone, in fact, everywhere VISA is accepted, it is accepted.
- The Cardholders here get fraud protection from a Zero Liability Policy
- Receive your money quickly
- You can freely transfer money to other financial institutions of your choice.
- You can also withdraw cash using any ATMs, banks, and stores with cashback options
- You get notifications when a deposit is made to your card or when you have a low balance on the card.
How does it Work?
The visa prepaid processing EDD card can be bought at many stores across the United State, it allows you to convert your bank account balance into real-life cash. It comes with a $20 increment fund, and consumers can use it to make purchases anywhere a visa card is accepted. You can either spend the $20 or it could be lost by expiration.
The card does not have any credit limits on it. You can add money through the normal means of ATM, bank teller, or using your mobile device.
The EDD debit card comes with a lot of benefits but it also has poses some disadvantages for its users. One of its major disadvantages is that it can only be used within the United States only.
In other words, it cannot be used internationally and even online. Because of this, some consumers prefer to go for a debit account instead of using the prepaid card or simply use the ATM when they want to withdraw money from their account.
These cards can be gotten in all kinds of denominations. And it can be used to make transactions just the way you do with other debit cards. This type of card is taking over the world‘s payment methods for the traveling industry.
Can I use a Visa Prepaid Processing EDD over a Credit Card or PayPal to receive Payment from Customers?
No doubt, PayPal is one of the largest and most popular payment platforms in the world today. The organization was founded by Peter Thiel in 1998 to enable different users or online traders to make payments via their email addresses without using their credit cards or any other third-party payment service providers.
Provided you follow the right steps, you can send and receive money stressless with PayPal. Using PayPal in this situation will attract higher charges.
When is the Best Time for me Not to Use a Visa Prepaid Processing EDD?
these cards are for specific transactions like buying a US property, paying taxes, applying for a mortgage, etc. but if you are doing transactions like buying prepaid cards, buying goods online, and then shipping them to your doorpost, then this may not be the best option to consider.
What to Do when my Visa Prepaid Processing EDD card not working
If you get an error message when you are trying to use your EDD card, then you may need to complete your visa application if you want to make any purchases with the card.
How Long Does it take to Get EDD Prepaid Card?
Getting an EDD prepaid card usually takes between 7 – 10 working days to receive your card in your mail.
How Do I Activate My Bank of America EDD Debit Card as a New Cardholder?
Your card can be activated online or with your mobile phone.
Activating your EDD Debit card Online
To activate your EDD debit card online, follow the steps below
- Go to the Bank of America debit website or https://prepaid.bankofamerica.com/EddCard/ in the web browser of your device.
- On the next page, click on “Activate my card” to get your card activated.
Activating your EDD card by your Phone
You can get the company phone number on their official website.
How to Replace Lost, Stolen, or Expired Debit Card for Existing Cardholders
Your EDD card is valid for only 3 years from the day that it was given to you. if you successfully participated in two EDD benefit programs using the card within three years from when the card was issued to you.
You will have to wait for a new card to get the benefits. The funds will continuously be loaded to your existing card and you will be granted immediate access to them.
Stolen Or Lost Card
If you lost your card or it was stolen, you should call the Bank of America. Follow the steps on the phone and select the lost or stolen option from the menu given. After that, you will be directed to speak to a representative.
For a damaged card, visit the bank of America website to get a replacement. This order will take between 7 – 10 days to be delivered.
Expired EDD debit cards
The activity of card within the last 90 days or $20 or higher balance
If you have activity with your card within the last 90 days and a balance of $20 or more, a new card will automatically be mailed to you before the expiration date of your card.
The activity of No card within the last 90 days or $20 or less balance
If the situation is contrary and you do not have up to $20 in your card before it expires, then you can call the Bank of America to request a new card.