There is no shame in looking for a Credit Card With No Interest. As a matter of fact, you are not alone when it comes to this. With a low interest or no interest credit card, large balances are a little manageable. If you usually carry a balance from one month to another, a low APR credit card would be a good choice for you. In this article, you can browse a low-interest credit card and compare the introductory rates, annual fees, ongoing rates and so on. There is no doubt; a no-interest credit card will save you money by reducing the cost of debt. A card with a zero percent intro APR period will save you the most on interest in the short term.
Credit Card With No Interest
In a nutshell, a credit card that offers a 0% introductory APR period can help you avoid paying sky-high interest rates on purchases and balance transfers for up to a year. Sometimes, it is even longer. You can definitely pay no interest on new purchases with a zero percent purchase credit card. When you do it right, you would definitely agree that credit cards are the cheapest ways to borrow. Using zero percent interest credit cards, you can get zero percent for up to twenty months on new purchases.
Some of the Credit Cards with No Interest
Reading to this point in this article, you could congratulate yourself. From here on, you will find a list of some of the Credit Cards with No Interest and some of its features.
Chase Freedom Unlimited
The Chase Freedom Unlimited credit card offers no annual fee.
- There is a variable regular APR of 14.99% – 23.74%.
- An introductory APR of 0% on purchases for fifteen months.
- The recommended credit score is 690 to 850. This is between good to excellent.
- There is an unlimited 1.5% percent cashback.
- You can earn a $150 bonus after you spend $500 on purchases in your first three months from account opening.
Above are some of the features of the Chase Freedom Unlimited credit card.
U.S Bank Visa Platinum Card
The U.S Bank Visa Platinum Card has a lengthy 0% introductory APR period. This introductory APR period is for both purchases and balance transfers. This alone has made the credit card a favorite pick by some people worldwide.
Bank Americard Credit Card
The Bank Americard credit card is short on flash. However, it is long on savings. If you are looking to finance a very high purchase or transfer and pay down high-interest debt, then this credit card should be one of the ones you pick. It has a long zero percent intro APR period.
Wells Fargo Platinum Card
The Wells platinum card is said to be pretty bare-bones but they are good bones. With this credit card, you get a nice and long introductory zero percent APR period on both purchases and balance transfer. In addition to that, there is no annual fee. With this credit card, there are no annual fees.
HSBC Gold Mastercard Credit Card
This amazing credit card sets its self apart from competing credit cards that have a similar introductory zero percent APR period. The credit card waives the fee on a late payment if you haven’t been late in the preceding year.
DCU Visa Platinum Secured Credit Card
The DCU Platinum Secured Credit Card is a secured credit card for bad credit. However, it offers a lower interest rate than many unsecured credit cards for people with good credit. You should know, you must be a member of the Digital Federal Credit Union to get this card. This is a nice choice for low interest or bad credit.
USAA Rate Advantage Visa Platinum Card
The USAA Rate Advantage Visa Platinum Card can help military members and their families to get an outstanding interest rate if they qualify. This is a good choice if you are looking for low interest and you are a military member.
Citi Double Cash Card
The Citi Double Cash Card offers a zero percent intro APR purchase period. The intro offer however only applies to balance transfers. There is also a zero percent intro APR balance transfer period for up to eighteen months.
Discover it Cash Back
With this credit card, there is an intro offer for unlimited cash back match. The credit card will automatically match all the cashback you’ve earned at the end of your first year. With this credit card, there is no minimum spending or maximum rewards. The zero-percent intro APR purchase period and balance transfer period is up to fourteen months.