AAA Auto insurance is a company that strives to offer the best auto insurance services to its customers. This article offers you a very comprehensive review of this company, so read it up to the very end.
AAA Auto Insurance Review
AAA is short for The American Automobile Association. The organization began in 1902, when nine independent motor clubs from across the country joined forces to form a national motoring association.
AAA is now a federation of affiliated motor clubs with over 1,000 offices across the United States and Canada, serving over 61 million members. You’re probably aware that AAA provides excellent roadside assistance to AAA Members in need.
But did you know that AAA has been advocating for safe, efficient highways and providing services to make car ownership and travel more enjoyable since its inception?
AAA is a non-profit, tax-exempt mutual-benefit corporation. We do not have shareholders, and our mission is to serve our members.
Benefits of Using AAA Auto Insurance
Here are some basic reasons why this brand is preferred by a great number of people;
Top-Notch Customer Service
AAA received high marks from customers in the Southwest region, ranking first in the J.D. Power U.S. Auto Insurance Study in previous years. The study looked at five different metrics to determine the best car insurance companies for customer satisfaction: policy offerings, price, customer interaction, billing, and claims handling.
Easy Online Quotes
Obtaining an auto insurance quote from AAA is simple and quick because the insurer uses publicly available information to pre-fill forms for users, saving time. Furthermore, motorists are not required to provide a Social Security number or other personal identifying information in order to obtain a quote for the best cheap auto insurance.
Affordable coverage options in some markets
AAA auto insurance is available through regional auto clubs throughout the United States. Premiums in some markets, including our representative market, were higher than what many competitors charged.
In other parts of the country, however, AAA insurance is a very affordable option, outperforming others known for low-cost premiums, such as Progressive and Geico, for both young and middle-aged drivers.
AAA members, in particular, can find affordable coverage in certain areas of the country because membership entitles them to discounted rates.
AAA Policy Types
AAA Policy types include;
- Auto
- Motorcycles
- Off-road vehicles
- Boat
- Recreational vehicles
- Transportation Network Company (rideshare)
Although AAA provides most types of insurance, its rideshare option is less comprehensive than most. It is not intended to be a stand-alone policy for rideshare drivers, but rather to fill gaps in the coverage provided by rideshare companies.
Policy types and coverage options can also differ from one auto club to the next, so check what’s available in your area.
AAA Auto Insurance Coverage Options
Some of the coverage options of AAA Auto insurance are;
- Claim forgiveness
- Disappearing deductible
- Enhanced total loss replacement
- Comprehensive
- Collision
- Rental car coverage
- Enhanced exterior repair
- Bodily injury liability
- Property damage
- Transportation Network Company (rideshare insurance)
Cost of AAA Auto Insurance
AAA is significantly more expensive than competitors in our representative region, but AAA members and those in certain parts of the country, particularly the Southwest, may discover premiums to be less expensive than those listed below.
Discounts available at AAA Insurance
Here are the various discounts that motorists can take advantage of to reduce their discounts at AAA;
- AAA membership discount
- Paperless statement discount
- Advance Purchase Discount (for drivers who buy their policy far in advance of their effective date)
- Pay-in-full discount
- New young driver discount
- Student discounts
- Vehicle safety discount
- Auto theft discount
- New car discount
- Automatic payment deduction
- AAA safety inspection deduction (for vehicles that pass an AAA safety inspection)
- AAA safety inspection deduction (for vehicles that pass an AAA safety inspection)
- AAA drive discount (for drivers who use a smartphone app to track driving habits)
- Multi-vehicle discount savings
AAA Insurance Register
One beautiful thing about this insurance platform is that it has an online platform to reach out to all its clients. This means that you can do stuff like become a member online, get an auto quote, etc.
How to Register at AAA Online
The registration process online is very easy. Follow the steps below to successfully go through your registration process;
- Go to the website ace.aaa.com.
- When you get to the home page of the website, click on “register” at the top right part of the page.
- You will then be led to a new page, enter your membership card number and Zip code in the space given for them.
- After doing all that, click “next”
- Follow the on-screen instruction to complete your registration process.
AAA Auto Insurance Login
If you have gone through the process above, you can always login to your account at any time of the day. Read the instructions below to learn how to do this.
How to Login to Your AAA Online Account
The login process is very simple. Follow the steps below to login to your account;
- Firstly, go the official website of AAA insurance at ace.aaa.com
- When you get to the website, click “login” at the top right corner of the page.
- This will lead you to a new page, enter your username and password in the spaces provided for them.
- After doing this, click “login”
AAA Auto Insurance Customer Service
Because AAA auto insurance is provided by various automobile clubs across the country, customer service quality and standards vary. The Better Business Bureau gave AAA Insurance in Tulsa an A+ rating, while AAA in Lewisville, TX received a C- rating. Consider the ratings from your local provider if you’re thinking about using this insurer.
Frequently Asked Questions
Is AAA Car Insurance Affordable?
The cost of AAA car insurance varies by region. AAA premiums are affordable in some areas. Premiums in other markets, such as Florida, are higher than in competitors. Coverage options also differ depending on the market. AAA received high marks from customers in the Southwest region, ranking first in the J.D. Power U.S. Auto Insurance Study, which takes price into account.
Is AAA Roadside Assistance the Same as Insurance?
No, but any driver can purchase AAA roadside assistance without changing their insurance coverage. Roadside assistance is available separately from AAA auto insurance policies. AAA membership is divided into three categories, with annual fees ranging from $59 to $119. Benefits vary depending on membership type, but they all include emergency roadside assistance.
Do I Need to Be an AAA Member to Buy Their Auto Insurance?
Yes, drivers must be AAA members in order to purchase AAA auto insurance. To renew their auto insurance, drivers must maintain their membership.