5 Essential Tips for First-Time Homeowners Shopping at Costco

Becoming a homeowner is an exciting milestone, but it also brings new responsibilities and shopping needs. One of the best places for first-time homeowners to stock up on household essentials is Costco. With its wide selection and bulk pricing, Costco can be a one-stop shop for furnishing and equipping your new home.

5 Essential Tips for First-Time Homeowners Shopping at Costco
5 Essential Tips for First-Time Homeowners Shopping at Costco

Key Takeaways:

  • Plan your Costco trip in advance by researching products online and creating a shopping list
  • Navigate the store strategically by starting with non-perishable items and leaving frozen/refrigerated goods until the end
  • Measure doorways and spaces to ensure large items like furniture and appliances will fit
  • Consider opening a Costco credit card for exclusive rewards and discounts on home essentials
  • Embrace the new homeowner experience by exploring products you never needed as a renter

5 Essential Tips for First-Time Homeowners Shopping at Costco

The warehouse club’s massive size and abundance of choices can also be overwhelming, especially for first-time visitors. To ensure a successful and budget-friendly shopping experience, follow these five essential tips for first-time homeowners shopping at Costco.

1. Research Online and Plan Your Trip

As a first-time homeowner, you’ll likely have a long list of items to purchase for your new place. Before you step foot inside Costco, take some time to research their product offerings online or through their mobile app. This will give you an idea of what’s available and allow you to create a comprehensive shopping list based on your specific home needs.

Additionally, set a realistic budget for your Costco trip. Furnishing and equipping a new home can be expensive, and it’s easy to get carried away in the warehouse’s aisles. By establishing a budget beforehand, you can prioritize your purchases and avoid overspending.

2. Navigate the Store Strategically

Costco warehouses are massive, and if you don’t have a plan, you might end up with melted or crushed items by the time you reach the checkout. To avoid this, it’s essential to navigate the store strategically. Start with non-perishable items like furniture, home decor, and kitchenware. These items can withstand being in your cart for an extended period.

Next, move on to non-refrigerated goods like cleaning supplies, paper products, and pantry staples. Leave frozen and refrigerated items like meat, produce, and dairy until the very end of your shopping trip. This way, they’ll spend minimal time outside the cooler or freezer, reducing the risk of spoilage or thawing.

3. Don’t Forget the Tape Measure

As a first-time homeowner, you’ll likely be on the hunt for larger items like furniture, appliances, and electronics. Before you make any big purchases, it’s crucial to measure the spaces in your home where these items will go, as well as the doorways and hallways they’ll need to pass through.

Bring a tape measure with you to Costco and note the dimensions of any significant items you’re considering. This simple step can save you from the embarrassment and hassle of having to return an item that doesn’t fit through your front door or into your living room.

4. Consider the Costco Credit Card

While it’s generally not advisable to open a new credit line immediately after closing on a mortgage, there’s an exception for first-time homeowners furnishing their new home. Items like curtains, blinds, and storage systems are non-negotiable essentials, but they can be expensive upfront.

If you know you can handle the responsibility, it may be worth considering the Costco Credit Card. Not only will you earn exclusive rewards and discounts on Costco purchases, but you’ll also have the flexibility to finance larger home essentials over time.

Additionally, don’t forget that Costco is an excellent place to purchase tools and hardware for home improvement projects. If you plan on installing curtain rods, assembling furniture, or tackling other DIY tasks, factor in the cost of necessary tools like power drills and leave some wiggle room in your budget.

5. Embrace the New Homeowner Experience

Shopping at Costco as a first-time homeowner will be a vastly different experience than your previous trips as a renter. You’ll likely notice products you never needed or paid attention to before, like ladders, lawn equipment, and large appliances.

Embrace this new chapter and the possibilities it presents. For example, you can now purchase bulk freezer items and invest in a chest freezer to minimize grocery trips and save time in the long run. Or, you might finally have the outdoor space to enjoy patio furniture, grills, and outdoor toys.

While it’s essential to stick to your budget, don’t be afraid to explore the new homeowner-centric offerings at Costco. This is an exciting time, and Costco can be your one-stop shop for making your new house truly feel like a home.


Following these five essential tips, first-time homeowners can navigate the Costco shopping experience with confidence and ease. From strategic planning to smart credit card use, these strategies will help you furnish and equip your new home without breaking the bank. Happy shopping!

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