Paying for college can be challenging, but finding scholarship opportunities does not always mean writing long essays or maintaining a perfect GPA. The U.S. Bank Student Scholarship 2026 offers eligible students in the United States a chance to win up to $20,000 toward their education.
Instead of a traditional essay, participants can complete short financial education lessons through an app for a chance to win a scholarship award.
High school students preparing for college and eligible undergraduate or vocational students can apply. Applications are open until October 30, 2026. Here is how the scholarship works, who qualifies, and how to enter.
U.S. Bank Student Scholarship 2026: Overview
| Scholarship Details | Information |
|---|---|
| Scholarship name | U.S. Bank Student Scholarship 2026 |
| Sponsor | U.S. Bank |
| Maximum award | Up to $20,000 |
| Other award amounts | $2,500, $5,000, and $10,000 |
| Eligible applicants | Qualifying U.S. high school students, undergraduates, and trade or vocational students |
| Minimum age | 17 years |
| Eligible location | 50 U.S. states and the District of Columbia |
| Application opening date | February 2, 2026 |
| Application deadline | October 30, 2026 |
| Essay required | No |
| Official application | Apply for the U.S. Bank Student Scholarship |
| Official rules | Read the 2026 scholarship rules |
About the U.S. Bank Student Scholarship
The U.S. Bank Student Scholarship is a financial education initiative designed to help eligible students learn practical money-management skills while giving them a chance to win education funding.
Applicants register online and use the Zogo app to complete short lessons about topics such as saving, budgeting, and paying for college. Each lesson typically takes around one to two minutes.
The number of completed modules determines which scholarship prize drawing a participant can enter. Students do not need to be existing U.S. Bank customers to register.
According to the official program information, the scholarship has no essay requirement. However, applicants must meet the residency, age, and educational eligibility rules.
U.S. Bank Student Scholarship Awards
The 2026 program offers several possible award levels.
| Financial Education Modules Completed | Scholarship Prize Drawing |
|---|---|
| 25–49 modules | $2,500 |
| 50–74 modules | $5,000 |
| 75–99 modules | $10,000 |
| 150 or more modules | $20,000 grand prize |
The $20,000 grand prize drawing is based on modules completed by October 30, 2026. The official rules explain the prize categories and entry conditions.
Important: These amounts are possible prizes, not guaranteed payments. Completing more lessons makes a student eligible for a higher prize category, but does not automatically increase the probability of winning within that category.
Eligibility Requirements
To apply for the U.S. Bank Student Scholarship 2026, applicants must meet the official requirements.
- Age: Applicants must be at least 17 years old.
- Residency: Applicants must be legal residents of one of the 50 U.S. states or the District of Columbia.
- Educational status: Eligible applicants include qualifying high school students accepted or enrolled at an eligible institution, as well as undergraduate, trade, or vocational students.
- Enrollment date: Applicants must meet the applicable enrollment requirements as of September 1, 2027.
- Eligible institution: The school must be an eligible, accredited U.S. college, university, trade school, or vocational school.
- Undergraduate enrollment: Undergraduate students must be enrolled for at least six credit hours per semester.
- Previous winners: Applicants who have already won a U.S. Bank Student Scholarship Sweepstakes are not eligible to enter or win again under the official rules.
Graduate students are not eligible. International students who are not legal residents of the United States are also ineligible, and the scholarship cannot be applied to a school outside the United States.
Read the official eligibility rules before applying.
How to Apply for the U.S. Bank Student Scholarship 2026
The online application process involves registration and financial education lessons.
Step 1: Visit the official scholarship website
Go to the U.S. Bank Student Scholarship application page and complete the registration form.
Step 2: Download the Zogo app
Follow the instructions provided after registration to download the Zogo financial education app. If prompted, use the access code USB26 to access the correct scholarship program.
Step 3: Complete the learning modules
Complete the required number of short financial education lessons to qualify for the relevant prize drawing. The official program lists thresholds of 25, 50, 75, and 150 modules.
Step 4: Check your progress
Make sure you are using the U.S. Bank Student Scholarship version of the app and follow the program’s instructions for tracking completed modules.
Step 5: Submit your entry before the deadline
Complete the applicable entry requirements by October 30, 2026. Review the official rules for the exact requirements and deadlines.
Can You Apply Without Completing the Modules?
Yes. The official rules provide an alternative mail-in entry method. Eligible applicants can register and submit a separate mail-in request for the applicable drawing without completing the app modules.
The mail-in entry has specific requirements, including the information to write on a 3-by-5-inch card, a properly addressed stamped envelope, and the correct drawing designation. The deadline for mail-in requests is not the same as the online deadline in every respect, so check the official rules carefully.
Read the official sweepstakes rules for complete mail-in instructions.
U.S. Bank Student Scholarship Deadline
The application period for the 2026 U.S. Bank Student Scholarship ends on October 30, 2026.
Students interested in the $20,000 grand prize should make sure their qualifying modules are completed by the applicable deadline. Do not wait until the final day to register or resolve problems with the app.
Apply here: https://www.usbank.com/scholarship
FAQs
1. Is the U.S. Bank Student Scholarship open to international students?
No. Applicants must be legal residents of one of the 50 U.S. states or the District of Columbia. International students who do not meet this residency requirement are not eligible.
2. How much is the U.S. Bank Student Scholarship worth?
Eligible participants can enter drawings for prizes of $2,500, $5,000, $10,000, or up to $20,000, depending on the applicable module threshold and drawing. Winning is not guaranteed.
3. Do I need to write an essay to apply?
No essay is required for the standard online entry. Applicants generally register and complete financial education modules through the Zogo app. The official rules also provide a mail-in entry option.
4. When is the application deadline?
The online scholarship entry period ends on October 30, 2026. Applicants using the mail-in method should check the official rules for the applicable postmark and receipt deadlines.
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